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Sugar Creek, MO—64054

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$155,000
3.2% YoY Growth
Household Income
$47,600
16.6% YoY Growth
Days on Market
79
72.0% Longer YoY
Home Price Forecast
2.7%
Median Rent
$1,100
4.2% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,000
0.9% YoY Growth
3-Bed Rent
$1,350
5.0% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Sugar Creek, MO

As of Dec '25, the median home price in Sugar Creek, MO is $155,000, with a year-over-year change of 3.2%. This indicates that home prices in Sugar Creek, MO are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$155,0003.2%
Single Family $155,0003.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
  • N/A
    N/A
    2 Bed
    $131,0004.0%
    3 Bed
    $175,0003.6%
    4 Bed
    $212,0002.4%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.6%
    1 Bedroom
    11.1%
    2 Bedrooms
    40.5%
    3 Bedrooms
    37.6%
    4 Bedrooms
    8.0%
    5+ Bedrooms
    1.2%

    Rental Trends — Sugar Creek, MO

    As of July '25, Rentcast reports the average rent in Sugar Creek, MO is $1,150, with a year-over-year rent change of -4.2%. Per bedroom, the median rent as of July '25 in Sugar Creek, MO is 2-bedrooms: $1,070, 3-bedrooms: $1,340. The most common rental property sizes in Sugar Creek, MO are 2-bedroom and 3-bedroom, accounting for 44.4% and 29.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,100$1,150
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,000$1,070
    3 Bed Rent $1,350$1,340
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    5.9%
    1 Bedroom
    20.2%
    2 Bedrooms
    44.4%
    3 Bedrooms
    29.0%
    4 Bedrooms
    0.4%

    Property Listings — Sugar Creek, MO

    As of Dec '25, Realtor.com reports that the median days on market for a home in Sugar Creek, MO is 71. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $180,00020.0%
    Listing Count
    1729.0%
    Listings as % of Homes0.7%29.0%
    Days on Market
    7972.0%
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    Demographics — Sugar Creek, MO

    As of the latest ACS Survey released in 2023, Sugar Creek, MO has a population of 3,110, which has decreased by -10.2% over the past 5 years. Sugar Creek, MO is a moderately popular place for families, as children make up 19.6% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    3,110-10.2%
    % Under 18
    19.6%-18.0%
    % Seniors
    17.3%53.1%
    % WFH
    4.9%81.5%
    % w/ College Degree
    21.8%87.9%
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    As of the latest ACS Survey released in 2023, Sugar Creek, MO is a predominantly white area, with 80.3% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Sugar Creek, MO is hispanic, making up 8.3% of the population. Foreign-born residents account for 2.5% of the population in Sugar Creek, MO, and this percentage has decreased by 52.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    80.3%-0.2%
    % Black
    3.7%0.0%
    % Hispanic
    8.3%-19.4%
    % Asian
    1.0%-16.7%
    % Foreign Born
    2.5%-52.8%
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    Mortgage and Risk — Sugar Creek, MO

    According to HUD data as of 2023, there were 81 mortgage originations in Sugar Creek, MO, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Sugar Creek, MO. Investor activity is low, as 6.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    81
    % Conventional Loans
    69.0%
    % Government Loans
    31.0%
    % Investor Loans
    6.0%
    % Second Loans
    0.0%
    % Cash Out Refinance
    11.0%
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    Rentals and Section 8 — Sugar Creek, MO

    Sugar Creek, MO lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    33
    Total Units Section 8
    33
    % Rentals under Section 8
    6.4%
    % Occupied Section 8
    87.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,080
    2 Bedroom$230$1,000$1,230
    3 Bedroom$250$1,350$1,600
    4 BedroomN/AN/A$1,900

    Affordability — Sugar Creek, MO

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.8
    Median Home Price$155,000
    Median Household Income$47,600

    Sugar Creek, MO — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Independence, MO

    64053

    Independence, MO

    64050

    Independence, MO

    64052

    Birmingham, MO

    64161

    Sheffield, Kansas City, MO

    64125

    Frequently Asked Questions