Lone Jack, MO—64070
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lone Jack, MO
As of Oct '25, the median home price in Lone Jack, MO is $414,000, with a year-over-year change of 3.4%. This indicates that home prices in Lone Jack, MO are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $414,000 | 3.4% |
| Single Family | $413,000 | 3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $308,000 | -0.3% |
3 Bed | $391,000 | 4.0% |
4 Bed | $483,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lone Jack, MO
Lone Jack, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,300 | $1,300 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lone Jack, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Lone Jack, MO is 105. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $549,000 | 11.0% |
Listing Count | 19 | 7.0% |
| Listings as % of Homes | 1.2% | 7.0% |
Days on Market | 105 | 27.0% |
Demographics — Lone Jack, MO
As of the latest ACS Survey released in 2023, Lone Jack, MO has a population of 3,220, which has decreased by -6.4% over the past 5 years. Lone Jack, MO is a moderately popular place for families, as children make up 21.3% of the population. The area has a moderately educated workforce, with 39.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,220 | -6.4% |
% Under 18 | 21.3% | -4.9% |
% Seniors | 17.9% | -6.8% |
% WFH | 18.5% | 143.4% |
% w/ College Degree | 39.5% | 29.1% |
As of the latest ACS Survey released in 2023, Lone Jack, MO is a predominantly white area, with 90.9% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Lone Jack, MO is hispanic, making up 2.5% of the population. Foreign-born residents account for 0.3% of the population in Lone Jack, MO, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.9% | -4.8% |
% Black | 0.7% | -58.8% |
% Hispanic | 2.5% | 92.3% |
% Asian | 0.5% | 400.0% |
% Foreign Born | 0.3% | 0.0% |
Mortgage and Risk — Lone Jack, MO
According to HUD data as of 2023, there were 202 mortgage originations in Lone Jack, MO, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Lone Jack, MO. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 202 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Lone Jack, MO
Lone Jack, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,170 |
| 2 Bedroom | $30 | $1,300 | $1,330 |
| 3 Bedroom | N/A | N/A | $1,740 |
| 4 Bedroom | N/A | N/A | $2,060 |
Affordability — Lone Jack, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $414,000 |
| Median Household Income | $118,000 |