Rayville, MO—64084
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rayville, MO
As of Oct '25, the median home price in Rayville, MO is $330,000, with a year-over-year change of 6.6%. This indicates that home prices in Rayville, MO are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $330,000 | 6.6% |
| Single Family | $330,000 | 6.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $336,000 | 6.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rayville, MO
Rayville, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rayville, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Rayville, MO is 120. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $579,000 | -13.0% |
Listing Count | 8 | 64.0% |
| Listings as % of Homes | 0.8% | 64.0% |
Days on Market | 120 | 28.0% |
Demographics — Rayville, MO
As of the latest ACS Survey released in 2023, Rayville, MO has a population of 1,240, which has decreased by -19.5% over the past 5 years. Rayville, MO is a less popular place for families, as children make up 11.4% of the population. The area has a poorly educated workforce, with 21.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,240 | -19.5% |
% Under 18 | 11.4% | -40.3% |
% Seniors | 21.1% | -6.2% |
% WFH | 18.4% | ∞% |
% w/ College Degree | 21.6% | 44.0% |
As of the latest ACS Survey released in 2023, Rayville, MO is a predominantly white area, with 99.2% of the population identifying as white. The white population has grown by 7.8% in the last 5 years. The second most common race or ethnicity in Rayville, MO is asian, making up 0.3% of the population. Foreign-born residents account for 4.2% of the population in Rayville, MO, and this percentage has increased by 366.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 99.2% | 7.8% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | N/A |
% Asian | 0.3% | -66.7% |
% Foreign Born | 4.2% | 366.7% |
Mortgage and Risk — Rayville, MO
According to HUD data as of 2023, there were 61 mortgage originations in Rayville, MO, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Rayville, MO. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 61 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Rayville, MO
Rayville, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $990 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Rayville, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $330,000 |
| Median Household Income | $39,500 |