Waverly, MO—64096
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Waverly, MO
As of Oct '25, the median home price in Waverly, MO is $181,000, with a year-over-year change of 6.2%. This indicates that home prices in Waverly, MO are increasing. According to Zillow, the 1-year price projection is 3.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $181,000 | 6.2% |
| Single Family | $181,000 | 5.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $194,000 | 6.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Waverly, MO
Waverly, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,800 | $1,800 |
% of Rental Stock
Property Listings — Waverly, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Waverly, MO is 76. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $186,000 | -20.0% |
Listing Count | 10 | 271.0% |
| Listings as % of Homes | 0.4% | 271.0% |
Days on Market | 76 | -10.0% |
Demographics — Waverly, MO
As of the latest ACS Survey released in 2023, Waverly, MO has a population of 1,200, which has increased by 1.6% over the past 5 years. Waverly, MO is a popular place for families, as children make up 27.7% of the population. The area has a poorly educated workforce, with 22.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,200 | 1.6% |
% Under 18 | 27.7% | -0.4% |
% Seniors | 16.5% | 3.1% |
% WFH | 4.8% | 92.0% |
% w/ College Degree | 22.2% | 41.4% |
As of the latest ACS Survey released in 2023, Waverly, MO is a predominantly white area, with 81.6% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Waverly, MO is hispanic, making up 9.1% of the population. Foreign-born residents account for 2.2% of the population in Waverly, MO, and this percentage has decreased by 15.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.6% | -4.3% |
% Black | 3.2% | -40.7% |
% Hispanic | 9.1% | 37.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.2% | -15.4% |
Mortgage and Risk — Waverly, MO
According to HUD data as of 2023, there were 17 mortgage originations in Waverly, MO, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Waverly, MO. Investor activity is high, as 18.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 17 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 18.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Waverly, MO
Waverly, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 23 |
% Rentals under Section 8 | 15.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $990 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | -$60 | $1,800 | $1,740 |
Affordability — Waverly, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $181,000 |
| Median Household Income | $56,200 |