Plattsburg, MO—64477
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Plattsburg, MO
Home Price Trends — Plattsburg, MO
As of Oct '25, the median home price in Plattsburg, MO is $269,000, with a year-over-year change of 3.1%. This indicates that home prices in Plattsburg, MO are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $269,000 | 3.1% |
| Single Family | $269,000 | 3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $271,000 | 3.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Plattsburg, MO
As of July '25, Rentcast reports the average rent in Plattsburg, MO is $675, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Plattsburg, MO is 1-bedrooms: $675. The most common rental property sizes in Plattsburg, MO are 2-bedroom and 3-bedroom, accounting for 53.7% and 28.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $675 | $675 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $675 | $675 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Plattsburg, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Plattsburg, MO is 90. This is a increase of 217.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $344,000 | 16.0% |
Listing Count | 17 | 21.0% |
| Listings as % of Homes | 0.6% | 21.0% |
Days on Market | 90 | 217.0% |
Demographics — Plattsburg, MO
As of the latest ACS Survey released in 2023, Plattsburg, MO has a population of 3,460, which has decreased by -2.1% over the past 5 years. Plattsburg, MO is a moderately popular place for families, as children make up 17.3% of the population. The area has a moderately educated workforce, with 29.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,460 | -2.1% |
% Under 18 | 17.3% | -9.4% |
% Seniors | 26.1% | 31.2% |
% WFH | 9.0% | 190.3% |
% w/ College Degree | 29.5% | 19.4% |
As of the latest ACS Survey released in 2023, Plattsburg, MO is a predominantly white area, with 88.6% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Plattsburg, MO is black, making up 3.8% of the population. Foreign-born residents account for 1.1% of the population in Plattsburg, MO, and this percentage has decreased by 47.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.6% | -1.9% |
% Black | 3.8% | 5.6% |
% Hispanic | 0.8% | -81.0% |
% Asian | 1.3% | ∞% |
% Foreign Born | 1.1% | -47.6% |
Mortgage and Risk — Plattsburg, MO
According to HUD data as of 2023, there were 104 mortgage originations in Plattsburg, MO, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Plattsburg, MO. Investor activity is low, as 9.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 104 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 9.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Plattsburg, MO
Plattsburg, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 61 |
Total Units Section 8 | 31 |
% Rentals under Section 8 | 11.0% |
% Occupied Section 8 | 65.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $315 | $675 | $990 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Plattsburg, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $269,000 |
| Median Household Income | $65,000 |