Hamilton, MO—64644
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hamilton, MO
As of Oct '25, the median home price in Hamilton, MO is $225,000, with a year-over-year change of 6.6%. This indicates that home prices in Hamilton, MO are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $225,000 | 6.6% |
| Single Family | $226,000 | 7.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $236,000 | 6.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hamilton, MO
Hamilton, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hamilton, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Hamilton, MO is 97. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $304,000 | 15.0% |
Listing Count | 19 | -7.0% |
| Listings as % of Homes | 0.8% | -7.0% |
Days on Market | 97 | 24.0% |
Demographics — Hamilton, MO
As of the latest ACS Survey released in 2023, Hamilton, MO has a population of 3,260, which has remained stable by 0.0% over the past 5 years. Hamilton, MO is a popular place for families, as children make up 27.4% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,260 | 0.0% |
% Under 18 | 27.4% | -2.8% |
% Seniors | 19.5% | 24.2% |
% WFH | 11.5% | 259.4% |
% w/ College Degree | 24.3% | -8.6% |
As of the latest ACS Survey released in 2023, Hamilton, MO is a predominantly white area, with 95.0% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Hamilton, MO is hispanic, making up 2.3% of the population. Foreign-born residents account for 1.1% of the population in Hamilton, MO, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.0% | -0.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 2.3% | 91.7% |
% Asian | 0.6% | -33.3% |
% Foreign Born | 1.1% | 0.0% |
Mortgage and Risk — Hamilton, MO
According to HUD data as of 2023, there were 69 mortgage originations in Hamilton, MO, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Hamilton, MO. Investor activity is low, as 14.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 69 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 14.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Hamilton, MO
Hamilton, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 34 |
Total Units Section 8 | 34 |
% Rentals under Section 8 | 12.1% |
% Occupied Section 8 | 36.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $990 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Hamilton, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $225,000 |
| Median Household Income | $72,600 |