Garden City, MO—64747
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Garden City, MO
As of Oct '25, the median home price in Garden City, MO is $282,000, with a year-over-year change of 4.8%. This indicates that home prices in Garden City, MO are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $282,000 | 4.8% |
| Single Family | $282,000 | 5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $191,000 | 7.3% |
3 Bed | $283,000 | 6.4% |
4 Bed | $362,000 | 4.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Garden City, MO
Garden City, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Garden City, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Garden City, MO is 61. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $246,000 | 2.0% |
Listing Count | 13 | -15.0% |
| Listings as % of Homes | 0.5% | -15.0% |
Days on Market | 61 | -14.0% |
Demographics — Garden City, MO
As of the latest ACS Survey released in 2023, Garden City, MO has a population of 4,070, which has increased by 13.0% over the past 5 years. Garden City, MO is a moderately popular place for families, as children make up 23.2% of the population. The area has a poorly educated workforce, with 13.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,070 | 13.0% |
% Under 18 | 23.2% | 9.4% |
% Seniors | 19.5% | 25.0% |
% WFH | 7.9% | 107.9% |
% w/ College Degree | 13.6% | 4.6% |
As of the latest ACS Survey released in 2023, Garden City, MO is a predominantly white area, with 89.7% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Garden City, MO is hispanic, making up 5.2% of the population. Foreign-born residents account for 0.0% of the population in Garden City, MO, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.7% | -2.3% |
% Black | 0.1% | -92.9% |
% Hispanic | 5.2% | 225.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Garden City, MO
According to HUD data as of 2023, there were 84 mortgage originations in Garden City, MO, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Garden City, MO. Investor activity is low, as 8.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 84 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 8.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Garden City, MO
Garden City, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 2.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $990 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Garden City, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $282,000 |
| Median Household Income | $73,500 |