Diamond, MO—64840
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Diamond, MO
As of Oct '25, the median home price in Diamond, MO is $236,000, with a year-over-year change of 3.1%. This indicates that home prices in Diamond, MO are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $236,000 | 3.2% |
| Single Family | $236,000 | 3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $170,000 | 2.4% |
3 Bed | $220,000 | 3.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Diamond, MO
Diamond, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $900 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $900 | $900 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Diamond, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Diamond, MO is 35. This is a decrease of -45.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $234,000 | 34.0% |
Listing Count | 11 | 0.0% |
| Listings as % of Homes | 0.7% | 0.0% |
Days on Market | 35 | -45.0% |
Demographics — Diamond, MO
As of the latest ACS Survey released in 2023, Diamond, MO has a population of 3,570, which has increased by 16.3% over the past 5 years. Diamond, MO is a popular place for families, as children make up 25.2% of the population. The area has a poorly educated workforce, with 22.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,570 | 16.3% |
% Under 18 | 25.2% | -4.5% |
% Seniors | 21.6% | 56.5% |
% WFH | 2.1% | -66.7% |
% w/ College Degree | 22.3% | 20.5% |
As of the latest ACS Survey released in 2023, Diamond, MO is a predominantly white area, with 85.1% of the population identifying as white. The white population has shrunk by 13.3% in the last 5 years. The second most common race or ethnicity in Diamond, MO is hispanic, making up 9.2% of the population. Foreign-born residents account for 2.1% of the population in Diamond, MO, and this percentage has increased by 950.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.1% | -13.3% |
% Black | 0.2% | ∞% |
% Hispanic | 9.2% | 1,214.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.1% | 950.0% |
Mortgage and Risk — Diamond, MO
According to HUD data as of 2023, there were 86 mortgage originations in Diamond, MO, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Diamond, MO. Investor activity is low, as 14.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 86 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 14.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Diamond, MO
Diamond, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | -$50 | $900 | $850 |
| 3 Bedroom | N/A | N/A | $1,090 |
| 4 Bedroom | N/A | N/A | $1,160 |
Affordability — Diamond, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $236,000 |
| Median Household Income | $65,900 |