Ashland, MO—65010
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ashland, MO
As of Oct '25, the median home price in Ashland, MO is $356,000, with a year-over-year change of 3.0%. This indicates that home prices in Ashland, MO are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $356,000 | 3.0% |
| Single Family | $357,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $249,000 | 1.6% |
3 Bed | $331,000 | 2.8% |
4 Bed | $458,000 | 2.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ashland, MO
As of July '25, Rentcast reports the average rent in Ashland, MO is $1,850, with a year-over-year rent change of 10.8%. Per bedroom, the median rent as of July '25 in Ashland, MO is 1-bedrooms: $1,260, 2-bedrooms: $1,400, 3-bedrooms: $2,110, 4-bedrooms: $1,970. The most common rental property sizes in Ashland, MO are 3-bedroom and 2-bedroom, accounting for 50.3% and 42.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,150 | $1,260 |
| 2 Bed Rent | $1,400 | $1,400 |
| 3 Bed Rent | $2,200 | $2,110 |
| 4 Bed Rent | $1,480 | $1,970 |
% of Rental Stock
Property Listings — Ashland, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Ashland, MO is 73. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $410,000 | -7.0% |
Listing Count | 61 | 42.0% |
| Listings as % of Homes | 1.0% | 42.0% |
Days on Market | 73 | -2.0% |
Demographics — Ashland, MO
As of the latest ACS Survey released in 2023, Ashland, MO has a population of 7,100, which has increased by 14.7% over the past 5 years. Ashland, MO is a moderately popular place for families, as children make up 22.6% of the population. The area has a moderately educated workforce, with 41.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,100 | 14.7% |
% Under 18 | 22.6% | -12.1% |
% Seniors | 15.1% | 7.9% |
% WFH | 6.5% | 16.1% |
% w/ College Degree | 41.5% | 27.3% |
As of the latest ACS Survey released in 2023, Ashland, MO is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Ashland, MO is hispanic, making up 2.1% of the population. Foreign-born residents account for 1.3% of the population in Ashland, MO, and this percentage has increased by 30.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.0% | -1.9% |
% Black | 0.7% | 75.0% |
% Hispanic | 2.1% | 23.5% |
% Asian | 0.5% | 150.0% |
% Foreign Born | 1.3% | 30.0% |
Mortgage and Risk — Ashland, MO
According to HUD data as of 2023, there were 251 mortgage originations in Ashland, MO, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Ashland, MO. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 251 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Ashland, MO
As of 2024, the percent of homes in Ashland, MO under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Ashland, MO, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$200 | $1,150 | $950 |
| 2 Bedroom | -$290 | $1,400 | $1,110 |
| 3 Bedroom | -$700 | $2,200 | $1,500 |
| 4 Bedroom | $290 | $1,480 | $1,770 |
Affordability — Ashland, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $356,000 |
| Median Household Income | $93,000 |