Belle, MO—65013
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Belle, MO
Belle, MO lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $200,000 | 1.8% |
| Single Family | $199,000 | 1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $129,000 | -0.8% |
3 Bed | $197,000 | 1.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Belle, MO
Belle, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $995 | $995 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $995 | $995 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Belle, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Belle, MO is 169. This is a increase of 135.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $208,000 | -31.0% |
Listing Count | 14 | 15.0% |
| Listings as % of Homes | 0.7% | 15.0% |
Days on Market | 169 | 135.0% |
Demographics — Belle, MO
As of the latest ACS Survey released in 2023, Belle, MO has a population of 2,970, which has increased by 9.0% over the past 5 years. Belle, MO is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 14.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,970 | 9.0% |
% Under 18 | 19.9% | 8.7% |
% Seniors | 20.0% | -13.0% |
% WFH | 7.0% | 311.8% |
% w/ College Degree | 14.7% | 4.3% |
As of the latest ACS Survey released in 2023, Belle, MO is a predominantly white area, with 96.5% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Belle, MO is hispanic, making up 0.7% of the population. Foreign-born residents account for 1.3% of the population in Belle, MO, and this percentage has increased by 18.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.5% | -0.1% |
% Black | 0.0% | N/A |
% Hispanic | 0.7% | -66.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.3% | 18.2% |
Mortgage and Risk — Belle, MO
According to HUD data as of 2023, there were 36 mortgage originations in Belle, MO, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Belle, MO. Investor activity is low, as 0.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 36 |
% Conventional Loans | 53.0% |
% Government Loans | 47.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Belle, MO
Belle, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 35 |
Total Units Section 8 | 35 |
% Rentals under Section 8 | 9.8% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | -$155 | $995 | $840 |
| 3 Bedroom | N/A | N/A | $1,140 |
| 4 Bedroom | N/A | N/A | $1,260 |
Affordability — Belle, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $200,000 |
| Median Household Income | $51,300 |