California, MO65018

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$227,000
6.1% YoY Growth
Median Household Income
$70,200
19.5% 5-Year Growth
Days on Market
45
4.0% Shorter than last year
Home Price Forecast
1.9%
Median Rent
$1,100
54.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,100
10.0% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — California, MO

As of Oct '25, Realtor.com reports that the median days on market for a home in California, MO is 45. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$417,00013.0%
Listing Count
16-12.0%
Listings as % of Homes0.4%-12.0%
Days on Market
45-4.0%
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Demographics — California, MO

As of the latest ACS Survey released in 2023, California, MO has a population of 7,810, which has increased by 3.4% over the past 5 years. California, MO is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 19.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,8103.4%
% Under 18
23.3%-6.8%
% Seniors
17.6%2.9%
% WFH
6.1%154.2%
% w/ College Degree
19.9%-15.3%
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As of the latest ACS Survey released in 2023, California, MO is a predominantly white area, with 86.4% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in California, MO is hispanic, making up 9.6% of the population. Foreign-born residents account for 3.7% of the population in California, MO, and this percentage has increased by 85.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.4%-0.9%
% Black
0.5%-76.2%
% Hispanic
9.6%17.1%
% Asian
0.7%133.3%
% Foreign Born
3.7%85.0%
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Mortgage and Risk — California, MO

According to HUD data as of 2023, there were 196 mortgage originations in California, MO, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in California, MO. Investor activity is low, as 8.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
196
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
8.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — California, MO

California, MO lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
25
Total Units Section 8
17
% Rentals under Section 8
3.1%
% Occupied Section 8
58.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$690
2 Bedroom-$200$1,100$900
3 BedroomN/AN/A$1,230
4 BedroomN/AN/A$1,350

Affordability — California, MO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$227,000
Median Household Income$70,200

California, MO — ZIP Code Boundary Map

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Frequently Asked Questions