Fulton, MO—65251
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fulton, MO
As of Oct '25, the median home price in Fulton, MO is $233,000, with a year-over-year change of 3.8%. This indicates that home prices in Fulton, MO are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $233,000 | 3.8% |
| Single Family | $234,000 | 4.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $147,000 | 7.3% |
3 Bed | $234,000 | 5.9% |
4 Bed | $324,000 | 5.9% |
| 5 Bed | $387,000 | 5.4% |
% of Housing Stock
Rental Trends — Fulton, MO
As of July '25, Rentcast reports the average rent in Fulton, MO is $1,030, with a year-over-year rent change of 9.0%. Per bedroom, the median rent as of July '25 in Fulton, MO is 1-bedrooms: $728, 2-bedrooms: $1,040, 3-bedrooms: $1,230, 4-bedrooms: $2,200. The most common rental property sizes in Fulton, MO are 2-bedroom and 3-bedroom, accounting for 41.8% and 32.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,020 | $1,030 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $740 | $728 |
| 2 Bed Rent | $1,020 | $1,040 |
| 3 Bed Rent | $1,300 | $1,230 |
| 4 Bed Rent | $2,200 | $2,200 |
% of Rental Stock
Property Listings — Fulton, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Fulton, MO is 48. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $246,000 | -1.0% |
Listing Count | 60 | -14.0% |
| Listings as % of Homes | 0.4% | -14.0% |
Days on Market | 48 | 15.0% |
Demographics — Fulton, MO
As of the latest ACS Survey released in 2023, Fulton, MO has a population of 22,100, which has increased by 1.6% over the past 5 years. Fulton, MO is a moderately popular place for families, as children make up 19.2% of the population. The area has a moderately educated workforce, with 25.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,100 | 1.6% |
% Under 18 | 19.2% | 3.8% |
% Seniors | 15.8% | 3.9% |
% WFH | 9.8% | 133.3% |
% w/ College Degree | 25.6% | 40.7% |
As of the latest ACS Survey released in 2023, Fulton, MO is a predominantly white area, with 86.1% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Fulton, MO is black, making up 5.5% of the population. Foreign-born residents account for 1.1% of the population in Fulton, MO, and this percentage has decreased by 21.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.1% | -2.7% |
% Black | 5.5% | -19.1% |
% Hispanic | 2.8% | 64.7% |
% Asian | 0.3% | -66.7% |
% Foreign Born | 1.1% | -21.4% |
Mortgage and Risk — Fulton, MO
According to HUD data as of 2023, there were 375 mortgage originations in Fulton, MO, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Fulton, MO. Investor activity is low, as 9.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 375 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 9.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Fulton, MO
As of 2024, the percent of homes in Fulton, MO under the Section 8 program is 11.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Fulton, MO, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 440 |
Total Units Section 8 | 209 |
% Rentals under Section 8 | 11.0% |
% Occupied Section 8 | 71.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$10 | $740 | $730 |
| 2 Bedroom | -$60 | $1,020 | $960 |
| 3 Bedroom | -$140 | $1,300 | $1,160 |
| 4 Bedroom | -$830 | $2,200 | $1,370 |
Affordability — Fulton, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $233,000 |
| Median Household Income | $63,800 |