Madison, MO65263

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$227,000
9.0% YoY Growth
Median Household Income
$54,000
25.0% 5-Year Growth
Days on Market
76
101.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Madison, MO

As of Oct '25, Realtor.com reports that the median days on market for a home in Madison, MO is 76. This is a increase of 101.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$640,00012.0%
Listing Count
1-30.0%
Listings as % of Homes0.1%-30.0%
Days on Market
76101.0%
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Demographics — Madison, MO

As of the latest ACS Survey released in 2023, Madison, MO has a population of 1,480, which has decreased by -20.7% over the past 5 years. Madison, MO is a popular place for families, as children make up 25.4% of the population. The area has a poorly educated workforce, with 13.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,480-20.7%
% Under 18
25.4%0.4%
% Seniors
22.1%9.4%
% WFH
1.5%-72.7%
% w/ College Degree
13.2%22.2%
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As of the latest ACS Survey released in 2023, Madison, MO is a predominantly white area, with 89.3% of the population identifying as white. The white population has shrunk by 8.1% in the last 5 years. The second most common race or ethnicity in Madison, MO is hispanic, making up 5.2% of the population. Foreign-born residents account for 1.4% of the population in Madison, MO, and this percentage has increased by 7.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.3%-8.1%
% Black
1.0%∞%
% Hispanic
5.2%126.1%
% Asian
0.5%∞%
% Foreign Born
1.4%7.7%
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Mortgage and Risk — Madison, MO

According to HUD data as of 2023, there were 19 mortgage originations in Madison, MO, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Madison, MO. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
19
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Madison, MO

Madison, MO lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
4
Total Units Section 8
4
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$630
2 BedroomN/AN/A$820
3 BedroomN/AN/A$1,020
4 BedroomN/AN/A$1,190

Affordability — Madison, MO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$227,000
Median Household Income$54,000

Madison, MO — ZIP Code Boundary Map

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Frequently Asked Questions