Moberly, MO—65270
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moberly, MO
As of Oct '25, the median home price in Moberly, MO is $154,000, with a year-over-year change of 4.2%. This indicates that home prices in Moberly, MO are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $154,000 | 4.2% |
| Single Family | $154,000 | 5.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $63,000 | -4.5% |
2 Bed | $96,000 | 1.1% |
3 Bed | $183,000 | 6.4% |
4 Bed | $238,000 | 5.3% |
| 5 Bed | $305,000 | 5.2% |
% of Housing Stock
Rental Trends — Moberly, MO
As of July '25, Rentcast reports the average rent in Moberly, MO is $1,170, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Moberly, MO is 1-bedrooms: $658, 2-bedrooms: $1,020, 3-bedrooms: $1,300. The most common rental property sizes in Moberly, MO are 2-bedroom and 3-bedroom, accounting for 43.9% and 30.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $415 | $658 |
| 2 Bed Rent | $1,020 | $1,020 |
| 3 Bed Rent | $1,300 | $1,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Moberly, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Moberly, MO is 38. This is a decrease of -41.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $203,000 | 7.0% |
Listing Count | 81 | -13.0% |
| Listings as % of Homes | 0.5% | -13.0% |
Days on Market | 38 | -41.0% |
Demographics — Moberly, MO
As of the latest ACS Survey released in 2023, Moberly, MO has a population of 16,800, which has decreased by -2.1% over the past 5 years. Moberly, MO is a moderately popular place for families, as children make up 22.0% of the population. The area has a poorly educated workforce, with 16.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,800 | -2.1% |
% Under 18 | 22.0% | 1.4% |
% Seniors | 16.5% | 7.8% |
% WFH | 6.8% | 119.4% |
% w/ College Degree | 16.1% | -2.4% |
As of the latest ACS Survey released in 2023, Moberly, MO is a predominantly white area, with 84.0% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in Moberly, MO is black, making up 7.0% of the population. Foreign-born residents account for 1.1% of the population in Moberly, MO, and this percentage has decreased by 35.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.0% | -1.8% |
% Black | 7.0% | -14.6% |
% Hispanic | 3.0% | 42.9% |
% Asian | 0.4% | -42.9% |
% Foreign Born | 1.1% | -35.3% |
Mortgage and Risk — Moberly, MO
According to HUD data as of 2023, there were 374 mortgage originations in Moberly, MO, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Moberly, MO. Investor activity is low, as 6.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 374 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Moberly, MO
Moberly, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 465 |
Total Units Section 8 | 219 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 71.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $225 | $415 | $640 |
| 2 Bedroom | -$190 | $1,020 | $830 |
| 3 Bedroom | -$140 | $1,300 | $1,160 |
| 4 Bedroom | N/A | N/A | $1,270 |
Affordability — Moberly, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $154,000 |
| Median Household Income | $47,400 |