Windsor, MO65360

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$169,000
7.5% YoY Growth
Median Household Income
$52,800
23.7% 5-Year Growth
Days on Market
43
22.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$545
10.1% YoY Growth
1-Bed Rent
$545
10.1% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Windsor, MO

As of Oct '25, Realtor.com reports that the median days on market for a home in Windsor, MO is 43. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$160,000-12.0%
Listing Count
24-9.0%
Listings as % of Homes0.6%-9.0%
Days on Market
43-22.0%
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Demographics — Windsor, MO

As of the latest ACS Survey released in 2023, Windsor, MO has a population of 4,530, which has decreased by -13.7% over the past 5 years. Windsor, MO is a popular place for families, as children make up 26.6% of the population. The area has a poorly educated workforce, with 15.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,530-13.7%
% Under 18
26.6%-0.4%
% Seniors
17.0%19.7%
% WFH
7.0%-21.3%
% w/ College Degree
15.5%101.3%
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As of the latest ACS Survey released in 2023, Windsor, MO is a predominantly white area, with 89.3% of the population identifying as white. The white population has shrunk by 6.7% in the last 5 years. The second most common race or ethnicity in Windsor, MO is hispanic, making up 5.6% of the population. Foreign-born residents account for 1.4% of the population in Windsor, MO, and this percentage has increased by 75.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.3%-6.7%
% Black
0.2%-71.4%
% Hispanic
5.6%522.2%
% Asian
0.0%N/A
% Foreign Born
1.4%75.0%
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Mortgage and Risk — Windsor, MO

According to HUD data as of 2023, there were 81 mortgage originations in Windsor, MO, of which 49.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Windsor, MO. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
81
% Conventional Loans
49.0%
% Government Loans
51.0%
% Investor Loans
2.0%
% Second Loans
4.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Windsor, MO

Windsor, MO lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
16
Total Units Section 8
16
% Rentals under Section 8
N/A
% Occupied Section 8
72.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$105$545$650
2 BedroomN/AN/A$830
3 BedroomN/AN/A$1,090
4 BedroomN/AN/A$1,290

Affordability — Windsor, MO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$169,000
Median Household Income$52,800

Windsor, MO — ZIP Code Boundary Map

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Frequently Asked Questions