Richland, MO—65556
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Richland, MO
Richland, MO lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $196,000 | 2.8% |
| Single Family | $196,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $126,000 | 3.3% |
3 Bed | $193,000 | 3.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Richland, MO
As of July '25, Rentcast reports the average rent in Richland, MO is $400, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Richland, MO is 1-bedrooms: $400. The most common rental property sizes in Richland, MO are 2-bedroom and 3-bedroom, accounting for 57.4% and 18.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $400 | $400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $400 | $400 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Richland, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Richland, MO is 77. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $315,000 | 11.0% |
Listing Count | 27 | 34.0% |
| Listings as % of Homes | 1.2% | 34.0% |
Days on Market | 77 | 10.0% |
Demographics — Richland, MO
As of the latest ACS Survey released in 2023, Richland, MO has a population of 5,020, which has decreased by -19.7% over the past 5 years. Richland, MO is a popular place for families, as children make up 25.3% of the population. The area has a poorly educated workforce, with 15.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,020 | -19.7% |
% Under 18 | 25.3% | 52.4% |
% Seniors | 23.0% | 41.1% |
% WFH | 1.4% | -30.0% |
% w/ College Degree | 15.5% | 59.8% |
As of the latest ACS Survey released in 2023, Richland, MO is a predominantly white area, with 88.7% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in Richland, MO is hispanic, making up 5.2% of the population. Foreign-born residents account for 0.9% of the population in Richland, MO, and this percentage has increased by 28.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.7% | -7.1% |
% Black | 0.4% | -60.0% |
% Hispanic | 5.2% | 372.7% |
% Asian | 0.8% | 100.0% |
% Foreign Born | 0.9% | 28.6% |
Mortgage and Risk — Richland, MO
According to HUD data as of 2023, there were 97 mortgage originations in Richland, MO, of which 54.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Richland, MO. Investor activity is low, as 4.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 97 |
% Conventional Loans | 54.0% |
% Government Loans | 46.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Richland, MO
Richland, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 101 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $270 | $400 | $670 |
| 2 Bedroom | N/A | N/A | $890 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,500 |
Affordability — Richland, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $196,000 |
| Median Household Income | $43,800 |