Buffalo, MO65622

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$203,000
0.2% YoY Growth
Median Household Income
$44,200
13.3% 5-Year Growth
Days on Market
69
28.0% Longer than last year
Home Price Forecast
2.3%
Median Rent
$725
5.4% YoY Growth
1-Bed Rent
$400
32.0% YoY Growth
2-Bed Rent
$725
5.5% YoY Growth
3-Bed Rent
$1,680
N/A

Property Listings — Buffalo, MO

As of Oct '25, Realtor.com reports that the median days on market for a home in Buffalo, MO is 69. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$245,0008.0%
Listing Count
48-5.0%
Listings as % of Homes1.0%-5.0%
Days on Market
6928.0%
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Demographics — Buffalo, MO

As of the latest ACS Survey released in 2023, Buffalo, MO has a population of 7,590, which has decreased by -13.7% over the past 5 years. Buffalo, MO is a moderately popular place for families, as children make up 20.8% of the population. The area has a poorly educated workforce, with 18.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,590-13.7%
% Under 18
20.8%-6.7%
% Seniors
23.4%17.0%
% WFH
5.6%43.6%
% w/ College Degree
18.8%22.1%
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As of the latest ACS Survey released in 2023, Buffalo, MO is a predominantly white area, with 90.5% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Buffalo, MO is hispanic, making up 4.4% of the population. Foreign-born residents account for 1.8% of the population in Buffalo, MO, and this percentage has increased by 80.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.5%-3.0%
% Black
0.3%∞%
% Hispanic
4.4%51.7%
% Asian
0.0%-100.0%
% Foreign Born
1.8%80.0%
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Mortgage and Risk — Buffalo, MO

According to HUD data as of 2023, there were 179 mortgage originations in Buffalo, MO, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Buffalo, MO. Investor activity is low, as 8.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
179
% Conventional Loans
66.0%
% Government Loans
34.0%
% Investor Loans
8.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Buffalo, MO

Buffalo, MO lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
33
Total Units Section 8
33
% Rentals under Section 8
3.0%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$280$400$680
2 Bedroom$95$725$820
3 Bedroom-$520$1,680$1,160
4 BedroomN/AN/A$1,390

Affordability — Buffalo, MO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$203,000
Median Household Income$44,200

Buffalo, MO — ZIP Code Boundary Map

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Frequently Asked Questions