Clever, MO—65631
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clever, MO
As of Oct '25, the median home price in Clever, MO is $253,000, with a year-over-year change of 3.8%. This indicates that home prices in Clever, MO are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $253,000 | 3.8% |
| Single Family | $253,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $236,000 | 3.1% |
4 Bed | $359,000 | 3.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clever, MO
As of July '25, Rentcast reports the average rent in Clever, MO is $1,210, with a year-over-year rent change of -12.9%. Per bedroom, the median rent as of July '25 in Clever, MO is 2-bedrooms: $1,030, 3-bedrooms: $1,400. The most common rental property sizes in Clever, MO are 3-bedroom and 2-bedroom, accounting for 43.2% and 25.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,210 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $995 | $1,030 |
| 3 Bed Rent | $1,400 | $1,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clever, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Clever, MO is 58. This is a increase of 65.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $385,000 | -15.0% |
Listing Count | 48 | 54.0% |
| Listings as % of Homes | 0.7% | 54.0% |
Days on Market | 58 | 65.0% |
Demographics — Clever, MO
As of the latest ACS Survey released in 2023, Clever, MO has a population of 6,180, which has increased by 11.9% over the past 5 years. Clever, MO is a popular place for families, as children make up 26.0% of the population. The area has a moderately educated workforce, with 26.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,180 | 11.9% |
% Under 18 | 26.0% | -13.9% |
% Seniors | 9.9% | -12.4% |
% WFH | 6.7% | -6.9% |
% w/ College Degree | 26.5% | 10.4% |
As of the latest ACS Survey released in 2023, Clever, MO is a predominantly white area, with 93.7% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Clever, MO is hispanic, making up 2.0% of the population. Foreign-born residents account for 1.0% of the population in Clever, MO, and this percentage has decreased by 16.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.7% | -4.1% |
% Black | 0.0% | -100.0% |
% Hispanic | 2.0% | 150.0% |
% Asian | 0.7% | 250.0% |
% Foreign Born | 1.0% | -16.7% |
Mortgage and Risk — Clever, MO
According to HUD data as of 2023, there were 160 mortgage originations in Clever, MO, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Clever, MO. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 160 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Clever, MO
Clever, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $970 |
| 2 Bedroom | $235 | $995 | $1,230 |
| 3 Bedroom | $290 | $1,400 | $1,690 |
| 4 Bedroom | N/A | N/A | $1,910 |
Affordability — Clever, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $253,000 |
| Median Household Income | $91,200 |