Ridgedale, MO—65739
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ridgedale, MO
As of Oct '25, the median home price in Ridgedale, MO is $365,000, with a year-over-year change of 0.4%. This indicates that home prices in Ridgedale, MO are flat. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $365,000 | 0.4% |
| Single Family | $367,000 | -0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $352,000 | 0.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ridgedale, MO
Ridgedale, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,000 | $4,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $4,000 | $4,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ridgedale, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Ridgedale, MO is 83. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $563,000 | -4.0% |
Listing Count | 8 | -4.0% |
| Listings as % of Homes | 0.8% | -4.0% |
Days on Market | 83 | -6.0% |
Demographics — Ridgedale, MO
As of the latest ACS Survey released in 2023, Ridgedale, MO has a population of 891, which has decreased by -14.3% over the past 5 years. Ridgedale, MO is a less popular place for families, as children make up 10.8% of the population. The area has a moderately educated workforce, with 25.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 891 | -14.3% |
% Under 18 | 10.8% | -47.8% |
% Seniors | 33.0% | -8.8% |
% WFH | 20.2% | 122.0% |
% w/ College Degree | 25.5% | -12.1% |
As of the latest ACS Survey released in 2023, Ridgedale, MO is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 16.6% in the last 5 years. The second most common race or ethnicity in Ridgedale, MO is hispanic, making up 10.3% of the population. Foreign-born residents account for 0.0% of the population in Ridgedale, MO, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.3% | -16.6% |
% Black | 4.5% | ∞% |
% Hispanic | 10.3% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Ridgedale, MO
According to HUD data as of 2023, there were 70 mortgage originations in Ridgedale, MO, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Ridgedale, MO. Investor activity is low, as 6.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 70 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 6.0% |
% Second Loans | 29.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Ridgedale, MO
Ridgedale, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | -$2,810 | $4,000 | $1,190 |
| 4 Bedroom | N/A | N/A | $1,460 |
Affordability — Ridgedale, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $365,000 |
| Median Household Income | $62,000 |