Silver Lake, KS—66539
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Silver Lake, KS
As of Oct '25, the median home price in Silver Lake, KS is $268,000, with a year-over-year change of 4.2%. This indicates that home prices in Silver Lake, KS are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $268,000 | 4.2% |
| Single Family | $268,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $178,000 | 6.0% |
3 Bed | $265,000 | 4.3% |
4 Bed | $346,000 | 4.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Silver Lake, KS
As of July '25, Rentcast reports the average rent in Silver Lake, KS is $1,800, with a year-over-year rent change of 73.1%. Per bedroom, the median rent as of July '25 in Silver Lake, KS is 3-bedrooms: $1,800. The most common rental property sizes in Silver Lake, KS are 2-bedroom and 1-bedroom, accounting for 47.7% and 19.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Silver Lake, KS
As of Oct '25, Realtor.com reports that the median days on market for a home in Silver Lake, KS is 58. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $225,000 | -16.0% |
Listing Count | 5 | -20.0% |
| Listings as % of Homes | 0.1% | -20.0% |
Days on Market | 58 | 4.0% |
Demographics — Silver Lake, KS
As of the latest ACS Survey released in 2023, Silver Lake, KS has a population of 2,720, which has decreased by -2.3% over the past 5 years. Silver Lake, KS is a popular place for families, as children make up 26.2% of the population. The area has a moderately educated workforce, with 33.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,720 | -2.3% |
% Under 18 | 26.2% | -9.3% |
% Seniors | 18.0% | -1.6% |
% WFH | 11.2% | 100.0% |
% w/ College Degree | 33.5% | -10.4% |
As of the latest ACS Survey released in 2023, Silver Lake, KS is a predominantly white area, with 94.9% of the population identifying as white. The white population has grown by 2.4% in the last 5 years. The second most common race or ethnicity in Silver Lake, KS is hispanic, making up 3.8% of the population. Foreign-born residents account for 0.0% of the population in Silver Lake, KS, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.9% | 2.4% |
% Black | 0.0% | N/A |
% Hispanic | 3.8% | -20.8% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Silver Lake, KS
According to HUD data as of 2023, there were 104 mortgage originations in Silver Lake, KS, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Silver Lake, KS. Investor activity is low, as 4.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 104 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Silver Lake, KS
Silver Lake, KS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | -$660 | $1,800 | $1,140 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Silver Lake, KS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $268,000 |
| Median Household Income | $81,900 |