Clearwater, KS67026

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$258,000
0.1% YoY Growth
Median Household Income
$104,000
34.0% 5-Year Growth
Days on Market
48
46.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$674
47.3% YoY Growth
1-Bed Rent
$674
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Clearwater, KS

Property Listings — Clearwater, KS

As of Oct '25, Realtor.com reports that the median days on market for a home in Clearwater, KS is 48. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$247,000-7.0%
Listing Count
1827.0%
Listings as % of Homes0.6%27.0%
Days on Market
4846.0%
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Demographics — Clearwater, KS

As of the latest ACS Survey released in 2023, Clearwater, KS has a population of 5,070, which has increased by 5.5% over the past 5 years. Clearwater, KS is a popular place for families, as children make up 28.9% of the population. The area has a moderately educated workforce, with 34.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,0705.5%
% Under 18
28.9%14.2%
% Seniors
16.9%-10.6%
% WFH
8.7%163.6%
% w/ College Degree
34.3%36.7%
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As of the latest ACS Survey released in 2023, Clearwater, KS is a predominantly white area, with 85.6% of the population identifying as white. The white population has shrunk by 11.2% in the last 5 years. The second most common race or ethnicity in Clearwater, KS is hispanic, making up 9.4% of the population. Foreign-born residents account for 1.9% of the population in Clearwater, KS, and this percentage has increased by 72.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.6%-11.2%
% Black
0.5%150.0%
% Hispanic
9.4%683.3%
% Asian
1.2%71.4%
% Foreign Born
1.9%72.7%
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Mortgage and Risk — Clearwater, KS

According to HUD data as of 2023, there were 66 mortgage originations in Clearwater, KS, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Clearwater, KS. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
66
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
0.0%
% Second Loans
2.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Clearwater, KS

Clearwater, KS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
33
Total Units Section 8
33
% Rentals under Section 8
11.7%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$186$674$860
2 BedroomN/AN/A$1,130
3 BedroomN/AN/A$1,480
4 BedroomN/AN/A$1,800

Affordability — Clearwater, KS

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.3
Median Home Price$258,000
Median Household Income$104,000

Clearwater, KS — ZIP Code Boundary Map

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Frequently Asked Questions