Independence, KS67301

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$109,000
1.3% YoY Growth
Median Household Income
$54,900
17.4% 5-Year Growth
Days on Market
85
51.0% Longer than last year
Home Price Forecast
0.4%
Median Rent
$750
0.6% YoY Growth
1-Bed Rent
$550
42.6% YoY Growth
2-Bed Rent
$745
6.3% YoY Growth
3-Bed Rent
$1,200
0.0% YoY Growth

Property Listings — Independence, KS

As of Oct '25, Realtor.com reports that the median days on market for a home in Independence, KS is 85. This is a increase of 51.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$170,0003.0%
Listing Count
61-21.0%
Listings as % of Homes0.8%-21.0%
Days on Market
8551.0%
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Demographics — Independence, KS

As of the latest ACS Survey released in 2023, Independence, KS has a population of 13,000, which has increased by 3.5% over the past 5 years. Independence, KS is a moderately popular place for families, as children make up 24.8% of the population. The area has a moderately educated workforce, with 25.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,0003.5%
% Under 18
24.8%-1.2%
% Seniors
20.2%7.4%
% WFH
3.9%129.4%
% w/ College Degree
25.7%20.7%
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As of the latest ACS Survey released in 2023, Independence, KS is a predominantly white area, with 80.5% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Independence, KS is hispanic, making up 6.2% of the population. Foreign-born residents account for 2.0% of the population in Independence, KS, and this percentage has decreased by 28.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.5%-3.5%
% Black
2.6%-49.0%
% Hispanic
6.2%17.0%
% Asian
0.5%-72.2%
% Foreign Born
2.0%-28.6%
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Mortgage and Risk — Independence, KS

According to HUD data as of 2023, there were 201 mortgage originations in Independence, KS, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 51.0% above 90% LTV (very high). This implies large mortgage risk in Independence, KS. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
201
% Conventional Loans
57.0%
% Government Loans
43.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Independence, KS

Independence, KS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
225
Total Units Section 8
225
% Rentals under Section 8
N/A
% Occupied Section 8
75.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$150$550$700
2 Bedroom$175$745$920
3 Bedroom-$30$1,200$1,170
4 BedroomN/AN/A$1,330

Affordability — Independence, KS

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.9
Median Home Price$109,000
Median Household Income$54,900

Independence, KS — ZIP Code Boundary Map

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Frequently Asked Questions