Oswego, KS—67356
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oswego, KS
As of Oct '25, the median home price in Oswego, KS is $96,000, with a year-over-year change of -1.3%. This indicates that home prices in Oswego, KS are decreasing. According to Zillow, the 1-year price projection is -1.9%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $96,000 | -1.3% |
| Single Family | $96,000 | -3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $64,000 | -4.5% |
3 Bed | $126,000 | 1.6% |
4 Bed | $151,000 | -1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oswego, KS
Oswego, KS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oswego, KS
As of Oct '25, Realtor.com reports that the median days on market for a home in Oswego, KS is 62. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $137,000 | 21.0% |
Listing Count | 14 | 46.0% |
| Listings as % of Homes | 0.9% | 46.0% |
Days on Market | 62 | -20.0% |
Demographics — Oswego, KS
As of the latest ACS Survey released in 2023, Oswego, KS has a population of 2,690, which has decreased by -3.5% over the past 5 years. Oswego, KS is a popular place for families, as children make up 29.6% of the population. The area has a poorly educated workforce, with 14.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,690 | -3.5% |
% Under 18 | 29.6% | 24.4% |
% Seniors | 21.1% | 9.9% |
% WFH | 8.7% | 234.6% |
% w/ College Degree | 14.6% | -2.0% |
As of the latest ACS Survey released in 2023, Oswego, KS is a predominantly white area, with 88.6% of the population identifying as white. The white population has grown by 1.6% in the last 5 years. The second most common race or ethnicity in Oswego, KS is hispanic, making up 3.8% of the population. Foreign-born residents account for 2.8% of the population in Oswego, KS, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.6% | 1.6% |
% Black | 1.4% | 40.0% |
% Hispanic | 3.8% | 171.4% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.8% | 300.0% |
Mortgage and Risk — Oswego, KS
According to HUD data as of 2023, there were 41 mortgage originations in Oswego, KS, of which 51.0% of loans were conventional mortgages. The average loan-to-value was 89.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Oswego, KS. Investor activity is low, as 5.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 41 |
% Conventional Loans | 51.0% |
% Government Loans | 49.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Oswego, KS
Oswego, KS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $660 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,070 |
| 4 Bedroom | N/A | N/A | $1,200 |
Affordability — Oswego, KS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.7 |
| Median Home Price | $96,000 |
| Median Household Income | $55,800 |