Clay Center, KS—67432
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Clay Center, KS
Home Price Trends — Clay Center, KS
Clay Center, KS lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $152,000 | 1.9% |
| Single Family | $153,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $95,000 | 0.0% |
3 Bed | $170,000 | 3.7% |
4 Bed | $206,000 | 5.1% |
| 5 Bed | $262,000 | 4.4% |
% of Housing Stock
Rental Trends — Clay Center, KS
As of July '25, Rentcast reports the average rent in Clay Center, KS is $982, with a year-over-year rent change of -8.2%. Per bedroom, the median rent as of July '25 in Clay Center, KS is 1-bedrooms: $720, 2-bedrooms: $933, 3-bedrooms: $1,240. The most common rental property sizes in Clay Center, KS are 3-bedroom and 1-bedroom, accounting for 35.2% and 33.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $982 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $720 | $720 |
| 2 Bed Rent | $900 | $933 |
| 3 Bed Rent | $1,220 | $1,240 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clay Center, KS
As of Oct '25, Realtor.com reports that the median days on market for a home in Clay Center, KS is 80. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $249,000 | 6.0% |
Listing Count | 27 | 86.0% |
| Listings as % of Homes | 0.7% | 86.0% |
Days on Market | 80 | 26.0% |
Demographics — Clay Center, KS
As of the latest ACS Survey released in 2023, Clay Center, KS has a population of 5,540, which has decreased by -1.6% over the past 5 years. Clay Center, KS is a moderately popular place for families, as children make up 22.2% of the population. The area has a moderately educated workforce, with 25.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,540 | -1.6% |
% Under 18 | 22.2% | -12.3% |
% Seniors | 27.3% | 11.9% |
% WFH | 7.7% | 32.8% |
% w/ College Degree | 25.0% | -17.8% |
As of the latest ACS Survey released in 2023, Clay Center, KS is a predominantly white area, with 93.5% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Clay Center, KS is black, making up 3.2% of the population. Foreign-born residents account for 0.7% of the population in Clay Center, KS, and this percentage has decreased by 61.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.5% | -1.2% |
% Black | 3.2% | 300.0% |
% Hispanic | 2.3% | -14.8% |
% Asian | 0.4% | -42.9% |
% Foreign Born | 0.7% | -61.1% |
Mortgage and Risk — Clay Center, KS
According to HUD data as of 2023, there were 55 mortgage originations in Clay Center, KS, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 86.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Clay Center, KS. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 55 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Clay Center, KS
Clay Center, KS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 106 |
Total Units Section 8 | 106 |
% Rentals under Section 8 | 13.1% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $720 | $750 |
| 2 Bedroom | $20 | $900 | $920 |
| 3 Bedroom | $10 | $1,220 | $1,230 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Clay Center, KS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $152,000 |
| Median Household Income | $65,100 |