Spearville, KS—67876
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Spearville, KS
As of Oct '25, the median home price in Spearville, KS is $221,000, with a year-over-year change of 6.5%. This indicates that home prices in Spearville, KS are increasing. According to Zillow, the 1-year price projection is 4.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $221,000 | 6.5% |
| Single Family | $222,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $169,000 | 5.0% |
3 Bed | $255,000 | 4.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Spearville, KS
Spearville, KS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Spearville, KS
As of Oct '25, Realtor.com reports that the median days on market for a home in Spearville, KS is 114. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $260,000 | 3.0% |
Listing Count | 6 | 143.0% |
| Listings as % of Homes | 0.3% | 143.0% |
Days on Market | 114 | -9.0% |
Demographics — Spearville, KS
As of the latest ACS Survey released in 2023, Spearville, KS has a population of 1,590, which has increased by 6.6% over the past 5 years. Spearville, KS is a popular place for families, as children make up 31.3% of the population. The area has a moderately educated workforce, with 34.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,590 | 6.6% |
% Under 18 | 31.3% | 4.7% |
% Seniors | 19.7% | 29.6% |
% WFH | 9.2% | 46.0% |
% w/ College Degree | 34.5% | -4.7% |
As of the latest ACS Survey released in 2023, Spearville, KS is a predominantly white area, with 89.8% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Spearville, KS is hispanic, making up 6.2% of the population. Foreign-born residents account for 1.1% of the population in Spearville, KS, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.8% | -5.9% |
% Black | 0.0% | N/A |
% Hispanic | 6.2% | 106.7% |
% Asian | 0.2% | ∞% |
% Foreign Born | 1.1% | ∞% |
Mortgage and Risk — Spearville, KS
According to HUD data as of 2023, there were 24 mortgage originations in Spearville, KS, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 58.0% above 90% LTV (very high). This implies large mortgage risk in Spearville, KS. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 24 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Spearville, KS
Spearville, KS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,210 |
Affordability — Spearville, KS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $221,000 |
| Median Household Income | $71,100 |