Ashland, NE—68003
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ashland, NE
As of Oct '25, the median home price in Ashland, NE is $382,000, with a year-over-year change of 4.4%. This indicates that home prices in Ashland, NE are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $382,000 | 4.4% |
| Single Family | $383,000 | 4.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $221,000 | 5.2% |
3 Bed | $323,000 | 4.2% |
4 Bed | $475,000 | 3.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ashland, NE
Ashland, NE lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,950 | $2,950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,950 | $2,950 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ashland, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Ashland, NE is 36. This is a decrease of -25.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $584,000 | 7.0% |
Listing Count | 34 | -25.0% |
| Listings as % of Homes | 1.1% | -25.0% |
Days on Market | 36 | -25.0% |
Demographics — Ashland, NE
As of the latest ACS Survey released in 2023, Ashland, NE has a population of 4,950, which has increased by 9.4% over the past 5 years. Ashland, NE is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 34.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,950 | 9.4% |
% Under 18 | 19.3% | -17.5% |
% Seniors | 18.4% | -1.6% |
% WFH | 13.2% | 187.0% |
% w/ College Degree | 34.6% | 13.4% |
As of the latest ACS Survey released in 2023, Ashland, NE is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Ashland, NE is hispanic, making up 2.9% of the population. Foreign-born residents account for 2.1% of the population in Ashland, NE, and this percentage has increased by 31.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.1% | -0.4% |
% Black | 0.1% | -92.3% |
% Hispanic | 2.9% | 26.1% |
% Asian | 1.2% | 100.0% |
% Foreign Born | 2.1% | 31.2% |
Mortgage and Risk — Ashland, NE
According to HUD data as of 2023, there were 55 mortgage originations in Ashland, NE, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Ashland, NE. Investor activity is low, as 5.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 55 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 5.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Ashland, NE
Ashland, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 28 |
Total Units Section 8 | 28 |
% Rentals under Section 8 | 6.3% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | -$1,540 | $2,950 | $1,410 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Ashland, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $382,000 |
| Median Household Income | $90,700 |