Plattsmouth, NE—68048
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Plattsmouth, NE
As of Oct '25, the median home price in Plattsmouth, NE is $302,000, with a year-over-year change of 3.6%. This indicates that home prices in Plattsmouth, NE are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $302,000 | 3.6% |
| Single Family | $302,000 | 4.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $151,000 | 4.9% |
2 Bed | $204,000 | 5.7% |
3 Bed | $302,000 | 4.5% |
4 Bed | $413,000 | 3.5% |
| 5 Bed | $464,000 | 2.9% |
% of Housing Stock
Rental Trends — Plattsmouth, NE
As of July '25, Rentcast reports the average rent in Plattsmouth, NE is $1,230, with a year-over-year rent change of 7.9%. Per bedroom, the median rent as of July '25 in Plattsmouth, NE is 1-bedrooms: $698, 2-bedrooms: $1,090, 3-bedrooms: $1,550, 4-bedrooms: $2,100. The most common rental property sizes in Plattsmouth, NE are 2-bedroom and 3-bedroom, accounting for 37.0% and 32.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,080 | $1,230 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $695 | $698 |
| 2 Bed Rent | $1,080 | $1,090 |
| 3 Bed Rent | $1,550 | $1,550 |
| 4 Bed Rent | $1,800 | $2,100 |
% of Rental Stock
Property Listings — Plattsmouth, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Plattsmouth, NE is 42. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $333,000 | -5.0% |
Listing Count | 81 | 28.0% |
| Listings as % of Homes | 0.7% | 28.0% |
Days on Market | 42 | 4.0% |
Demographics — Plattsmouth, NE
As of the latest ACS Survey released in 2023, Plattsmouth, NE has a population of 13,800, which has increased by 8.7% over the past 5 years. Plattsmouth, NE is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 30.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,800 | 8.7% |
% Under 18 | 23.9% | -2.4% |
% Seniors | 17.4% | 8.1% |
% WFH | 8.9% | 154.3% |
% w/ College Degree | 30.9% | 14.4% |
As of the latest ACS Survey released in 2023, Plattsmouth, NE is a predominantly white area, with 88.5% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Plattsmouth, NE is hispanic, making up 5.8% of the population. Foreign-born residents account for 1.4% of the population in Plattsmouth, NE, and this percentage has increased by 7.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.5% | -3.2% |
% Black | 0.1% | -88.9% |
% Hispanic | 5.8% | 26.1% |
% Asian | 0.3% | 0.0% |
% Foreign Born | 1.4% | 7.7% |
Mortgage and Risk — Plattsmouth, NE
According to HUD data as of 2023, there were 342 mortgage originations in Plattsmouth, NE, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Plattsmouth, NE. Investor activity is low, as 6.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 342 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 6.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Plattsmouth, NE
As of 2024, the percent of homes in Plattsmouth, NE under the Section 8 program is 2.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Plattsmouth, NE, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 87 |
Total Units Section 8 | 27 |
% Rentals under Section 8 | 2.4% |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $255 | $695 | $950 |
| 2 Bedroom | $60 | $1,080 | $1,140 |
| 3 Bedroom | -$40 | $1,550 | $1,510 |
| 4 Bedroom | -$110 | $1,800 | $1,690 |
Affordability — Plattsmouth, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $302,000 |
| Median Household Income | $85,100 |