Omaha, NE68116

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$372,000
1.3% YoY Growth
Median Household Income
$119,000
18.5% 5-Year Growth
Days on Market
34
18.0% Shorter than last year
Home Price Forecast
1.2%
Median Rent
$2,100
7.1% YoY Growth
1-Bed Rent
$1,290
N/A
2-Bed Rent
$2,060
9.0% YoY Growth
3-Bed Rent
$2,100
4.1% YoY Growth

Property Listings — Omaha, NE

As of Oct '25, Realtor.com reports that the median days on market for a home in Omaha, NE is 34. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$396,0002.0%
Listing Count
1836.0%
Listings as % of Homes0.7%6.0%
Days on Market
34-18.0%
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Demographics — Omaha, NE

As of the latest ACS Survey released in 2023, Omaha, NE has a population of 34,200, which has increased by 12.5% over the past 5 years. Omaha, NE is a popular place for families, as children make up 28.6% of the population. The area has a highly educated workforce, with 54.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,20012.5%
% Under 18
28.6%-1.0%
% Seniors
11.6%22.1%
% WFH
19.6%402.6%
% w/ College Degree
54.5%-2.9%
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As of the latest ACS Survey released in 2023, Omaha, NE is a predominantly white area, with 77.1% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Omaha, NE is black, making up 6.5% of the population. Foreign-born residents account for 8.3% of the population in Omaha, NE, and this percentage has increased by 23.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.1%-6.4%
% Black
6.5%44.4%
% Hispanic
6.1%19.6%
% Asian
5.7%-3.4%
% Foreign Born
8.3%23.9%
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Mortgage and Risk — Omaha, NE

According to HUD data as of 2023, there were 181 mortgage originations in Omaha, NE, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Omaha, NE. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
181
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Omaha, NE

As of 2024, the percent of homes in Omaha, NE under the Section 8 program is 6.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Omaha, NE, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
176
Total Units Section 8
176
% Rentals under Section 8
6.3%
% Occupied Section 8
77.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$30$1,290$1,260
2 Bedroom-$550$2,060$1,510
3 Bedroom-$90$2,100$2,010
4 Bedroom-$370$2,600$2,230

Affordability — Omaha, NE

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$372,000
Median Household Income$119,000

Omaha, NE — ZIP Code Boundary Map

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Frequently Asked Questions