Waverly, NE—68462
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Waverly, NE
As of Oct '25, the median home price in Waverly, NE is $337,000, with a year-over-year change of 3.1%. This indicates that home prices in Waverly, NE are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $337,000 | 3.1% |
| Single Family | $339,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $253,000 | 4.5% |
3 Bed | $318,000 | 2.9% |
4 Bed | $392,000 | 3.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Waverly, NE
As of July '25, Rentcast reports the average rent in Waverly, NE is $895, with a year-over-year rent change of -44.1%. Per bedroom, the median rent as of July '25 in Waverly, NE is 1-bedrooms: $895. The most common rental property sizes in Waverly, NE are 2-bedroom and 3-bedroom, accounting for 40.9% and 27.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $895 | $895 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $895 | $895 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Waverly, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Waverly, NE is 44. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $478,000 | 6.0% |
Listing Count | 24 | 30.0% |
| Listings as % of Homes | 0.7% | 30.0% |
Days on Market | 44 | 37.0% |
Demographics — Waverly, NE
As of the latest ACS Survey released in 2023, Waverly, NE has a population of 4,860, which has increased by 11.6% over the past 5 years. Waverly, NE is a popular place for families, as children make up 32.0% of the population. The area has a moderately educated workforce, with 34.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,860 | 11.6% |
% Under 18 | 32.0% | 0.9% |
% Seniors | 21.3% | 73.2% |
% WFH | 9.8% | 100.0% |
% w/ College Degree | 34.0% | -6.1% |
As of the latest ACS Survey released in 2023, Waverly, NE is a predominantly white area, with 91.0% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Waverly, NE is hispanic, making up 7.3% of the population. Foreign-born residents account for 0.9% of the population in Waverly, NE, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.0% | -5.7% |
% Black | 0.3% | 50.0% |
% Hispanic | 7.3% | 192.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.9% | -25.0% |
Mortgage and Risk — Waverly, NE
According to HUD data as of 2023, there were 158 mortgage originations in Waverly, NE, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Waverly, NE. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 158 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Waverly, NE
Waverly, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$5 | $895 | $890 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | N/A | N/A | $1,540 |
| 4 Bedroom | N/A | N/A | $1,650 |
Affordability — Waverly, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $337,000 |
| Median Household Income | $116,000 |