Humphrey, NE—68642
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Humphrey, NE
As of Oct '25, the median home price in Humphrey, NE is $350,000, with a year-over-year change of 5.3%. This indicates that home prices in Humphrey, NE are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $350,000 | 5.3% |
| Single Family | $350,000 | 5.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $241,000 | 3.0% |
3 Bed | $298,000 | 3.8% |
4 Bed | $309,000 | 4.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Humphrey, NE
Humphrey, NE lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Humphrey, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Humphrey, NE is 87. This is a decrease of -33.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $337,000 | 13.0% |
Listing Count | 5 | 143.0% |
| Listings as % of Homes | 0.3% | 143.0% |
Days on Market | 87 | -33.0% |
Demographics — Humphrey, NE
As of the latest ACS Survey released in 2023, Humphrey, NE has a population of 1,700, which has decreased by -10.0% over the past 5 years. Humphrey, NE is a popular place for families, as children make up 29.4% of the population. The area has a poorly educated workforce, with 22.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,700 | -10.0% |
% Under 18 | 29.4% | -5.8% |
% Seniors | 18.1% | -1.1% |
% WFH | 10.6% | 34.2% |
% w/ College Degree | 22.0% | 40.1% |
As of the latest ACS Survey released in 2023, Humphrey, NE is a predominantly white area, with 98.2% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Humphrey, NE is hispanic, making up 0.4% of the population. Foreign-born residents account for 0.4% of the population in Humphrey, NE, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.2% | -1.7% |
% Black | 0.1% | 0.0% |
% Hispanic | 0.4% | 300.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.4% | 300.0% |
Mortgage and Risk — Humphrey, NE
According to HUD data as of 2023, there were 35 mortgage originations in Humphrey, NE, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Humphrey, NE. Investor activity is low, as 6.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Humphrey, NE
Humphrey, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Humphrey, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $350,000 |
| Median Household Income | $91,600 |