Dakota City, NE—68731
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dakota City, NE
As of Oct '25, the median home price in Dakota City, NE is $237,000, with a year-over-year change of 5.1%. This indicates that home prices in Dakota City, NE are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $237,000 | 5.1% |
| Single Family | $237,000 | 5.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $208,000 | 6.1% |
3 Bed | $242,000 | 4.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dakota City, NE
Dakota City, NE lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $400 | $400 |
| Studio Rent | $400 | $400 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Dakota City, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Dakota City, NE is 135. This is a increase of 136.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $279,000 | -25.0% |
Listing Count | 4 | -32.0% |
| Listings as % of Homes | 0.2% | -32.0% |
Days on Market | 135 | 136.0% |
Demographics — Dakota City, NE
As of the latest ACS Survey released in 2023, Dakota City, NE has a population of 3,690, which has increased by 31.2% over the past 5 years. Dakota City, NE is a popular place for families, as children make up 27.9% of the population. The area has a poorly educated workforce, with 14.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,690 | 31.2% |
% Under 18 | 27.9% | 0.4% |
% Seniors | 13.1% | 21.3% |
% WFH | 2.7% | -20.6% |
% w/ College Degree | 14.6% | -3.9% |
As of the latest ACS Survey released in 2023, Dakota City, NE is a predominantly white area, with 57.1% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Dakota City, NE is hispanic, making up 36.9% of the population. Foreign-born residents account for 15.6% of the population in Dakota City, NE, and this percentage has increased by 24.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.1% | -6.2% |
% Black | 0.1% | -87.5% |
% Hispanic | 36.9% | 41.9% |
% Asian | 2.0% | -23.1% |
% Foreign Born | 15.6% | 24.8% |
Mortgage and Risk — Dakota City, NE
According to HUD data as of 2023, there were 78 mortgage originations in Dakota City, NE, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Dakota City, NE. Investor activity is low, as 13.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 78 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 13.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Dakota City, NE
Dakota City, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $890 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,370 |
| 4 Bedroom | N/A | N/A | $1,510 |
Affordability — Dakota City, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $237,000 |
| Median Household Income | $85,800 |