Ponca, NE—68770
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ponca, NE
As of Oct '25, the median home price in Ponca, NE is $220,000, with a year-over-year change of 4.3%. This indicates that home prices in Ponca, NE are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $220,000 | 4.3% |
| Single Family | $220,000 | 5.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ponca, NE
Ponca, NE lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ponca, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Ponca, NE is 78. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $206,000 | -11.0% |
Listing Count | 3 | 22.0% |
| Listings as % of Homes | 0.1% | 22.0% |
Days on Market | 78 | -7.0% |
Demographics — Ponca, NE
As of the latest ACS Survey released in 2023, Ponca, NE has a population of 1,390, which has decreased by -2.1% over the past 5 years. Ponca, NE is a moderately popular place for families, as children make up 23.4% of the population. The area has a moderately educated workforce, with 28.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,390 | -2.1% |
% Under 18 | 23.4% | 13.0% |
% Seniors | 27.0% | 9.8% |
% WFH | 9.8% | 46.3% |
% w/ College Degree | 28.0% | 5.3% |
As of the latest ACS Survey released in 2023, Ponca, NE is a predominantly white area, with 94.3% of the population identifying as white. The white population has grown by 0.6% in the last 5 years. The second most common race or ethnicity in Ponca, NE is hispanic, making up 2.5% of the population. Foreign-born residents account for 0.6% of the population in Ponca, NE, and this percentage has decreased by 60.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.3% | 0.6% |
% Black | 1.2% | 1,100.0% |
% Hispanic | 2.5% | -28.6% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.6% | -60.0% |
Mortgage and Risk — Ponca, NE
According to HUD data as of 2023, there were 37 mortgage originations in Ponca, NE, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Ponca, NE. Investor activity is high, as 16.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 37 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 16.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Ponca, NE
Ponca, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 29 |
Total Units Section 8 | 29 |
% Rentals under Section 8 | 15.1% |
% Occupied Section 8 | 68.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,110 |
| 4 Bedroom | N/A | N/A | $1,220 |
Affordability — Ponca, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $220,000 |
| Median Household Income | $66,200 |