South Sioux City, NE—68776
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — South Sioux City, NE
As of Oct '25, the median home price in South Sioux City, NE is $219,000, with a year-over-year change of 4.7%. This indicates that home prices in South Sioux City, NE are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $219,000 | 4.7% |
| Single Family | $219,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $104,000 | 1.0% |
2 Bed | $175,000 | 3.6% |
3 Bed | $243,000 | 4.3% |
4 Bed | $293,000 | 2.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — South Sioux City, NE
As of July '25, Rentcast reports the average rent in South Sioux City, NE is $1,380, with a year-over-year rent change of 39.3%. Per bedroom, the median rent as of July '25 in South Sioux City, NE is 1-bedrooms: $860, 3-bedrooms: $1,900. The most common rental property sizes in South Sioux City, NE are 2-bedroom and 1-bedroom, accounting for 52.4% and 22.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $911 | $1,380 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $810 | $860 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,300 | $1,900 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — South Sioux City, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in South Sioux City, NE is 74. This is a decrease of -31.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $346,000 | -8.0% |
Listing Count | 24 | 45.0% |
| Listings as % of Homes | 0.3% | 45.0% |
Days on Market | 74 | -31.0% |
Demographics — South Sioux City, NE
As of the latest ACS Survey released in 2023, South Sioux City, NE has a population of 15,000, which has remained stable by 1.0% over the past 5 years. South Sioux City, NE is a popular place for families, as children make up 30.1% of the population. The area has a poorly educated workforce, with 15.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,000 | 1.0% |
% Under 18 | 30.1% | -0.3% |
% Seniors | 11.9% | -4.0% |
% WFH | 7.4% | 174.1% |
% w/ College Degree | 15.5% | 38.4% |
As of the latest ACS Survey released in 2023, South Sioux City, NE is a predominantly hispanic area, with 48.8% of the population identifying as hispanic. The hispanic population has grown by 3.4% in the last 5 years. The second most common race or ethnicity in South Sioux City, NE is white, making up 31.5% of the population. Foreign-born residents account for 29.4% of the population in South Sioux City, NE, and this percentage has decreased by 3.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 31.5% | -20.5% |
% Black | 11.4% | 83.9% |
% Hispanic | 48.8% | 3.4% |
% Asian | 3.3% | -17.5% |
% Foreign Born | 29.4% | -3.0% |
Mortgage and Risk — South Sioux City, NE
According to HUD data as of 2023, there were 153 mortgage originations in South Sioux City, NE, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in South Sioux City, NE. Investor activity is high, as 16.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 153 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 16.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — South Sioux City, NE
South Sioux City, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 459 |
Total Units Section 8 | 434 |
% Rentals under Section 8 | 19.5% |
% Occupied Section 8 | 75.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $810 | $840 |
| 2 Bedroom | N/A | N/A | $1,070 |
| 3 Bedroom | -$10 | $1,300 | $1,290 |
| 4 Bedroom | N/A | N/A | $1,420 |
Affordability — South Sioux City, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $219,000 |
| Median Household Income | $68,700 |