Grand Island, NE68803

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$284,000
5.8% YoY Growth
Median Household Income
$70,000
23.3% 5-Year Growth
Days on Market
60
50.0% Longer than last year
Home Price Forecast
2.1%
Median Rent
$1,700
2.4% YoY Growth
1-Bed Rent
$1,050
20.0% YoY Growth
2-Bed Rent
$1,700
7.6% YoY Growth
3-Bed Rent
$1,400
21.9% YoY Growth

Other Zip Codes in Grand Island, NE

Property Listings — Grand Island, NE

As of Oct '25, Realtor.com reports that the median days on market for a home in Grand Island, NE is 60. This is a increase of 50.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$326,000-2.0%
Listing Count
9556.0%
Listings as % of Homes0.4%56.0%
Days on Market
6050.0%
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Demographics — Grand Island, NE

As of the latest ACS Survey released in 2023, Grand Island, NE has a population of 25,600, which has increased by 3.4% over the past 5 years. Grand Island, NE is a popular place for families, as children make up 25.6% of the population. The area has a moderately educated workforce, with 25.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,6003.4%
% Under 18
25.6%-1.9%
% Seniors
20.1%14.9%
% WFH
3.8%90.0%
% w/ College Degree
25.2%2.4%
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As of the latest ACS Survey released in 2023, Grand Island, NE is a predominantly white area, with 72.2% of the population identifying as white. The white population has shrunk by 8.6% in the last 5 years. The second most common race or ethnicity in Grand Island, NE is hispanic, making up 23.5% of the population. Foreign-born residents account for 12.3% of the population in Grand Island, NE, and this percentage has increased by 64.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
72.2%-8.6%
% Black
1.6%-38.5%
% Hispanic
23.5%53.6%
% Asian
1.2%20.0%
% Foreign Born
12.3%64.0%
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Mortgage and Risk — Grand Island, NE

According to HUD data as of 2023, there were 390 mortgage originations in Grand Island, NE, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Grand Island, NE. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
390
% Conventional Loans
68.0%
% Government Loans
32.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Grand Island, NE

As of 2024, the percent of homes in Grand Island, NE under the Section 8 program is 13.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Grand Island, NE, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
888
Total Units Section 8
512
% Rentals under Section 8
13.1%
% Occupied Section 8
87.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$130$1,050$920
2 Bedroom-$570$1,700$1,130
3 Bedroom$30$1,400$1,430
4 Bedroom-$160$2,000$1,840

Affordability — Grand Island, NE

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$284,000
Median Household Income$70,000

Grand Island, NE — ZIP Code Boundary Map

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Frequently Asked Questions