Overton, NE—68863
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Overton, NE
As of Oct '25, the median home price in Overton, NE is $212,000, with a year-over-year change of 8.2%. This indicates that home prices in Overton, NE are increasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $212,000 | 8.2% |
| Single Family | $213,000 | 8.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $141,000 | 10.2% |
3 Bed | $232,000 | 7.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Overton, NE
Overton, NE lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Overton, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Overton, NE is 14. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $279,000 | -41.0% |
Listing Count | 3 | 29.0% |
| Listings as % of Homes | N/A | 29.0% |
Days on Market | 14 | 5.0% |
Demographics — Overton, NE
As of the latest ACS Survey released in 2023, Overton, NE has a population of 1,220, which has remained stable by -1.0% over the past 5 years. Overton, NE is a popular place for families, as children make up 26.0% of the population. The area has a poorly educated workforce, with 14.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,220 | -1.0% |
% Under 18 | 26.0% | -7.8% |
% Seniors | 18.2% | 16.7% |
% WFH | 4.2% | -26.3% |
% w/ College Degree | 14.1% | -28.1% |
As of the latest ACS Survey released in 2023, Overton, NE is a predominantly white area, with 87.8% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Overton, NE is hispanic, making up 9.8% of the population. Foreign-born residents account for 3.4% of the population in Overton, NE, and this percentage has increased by 25.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.8% | -3.3% |
% Black | 0.1% | -80.0% |
% Hispanic | 9.8% | 151.3% |
% Asian | 0.3% | 0.0% |
% Foreign Born | 3.4% | 25.9% |
Mortgage and Risk — Overton, NE
According to HUD data as of 2023, there were 23 mortgage originations in Overton, NE, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Overton, NE. Investor activity is low, as 9.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 9.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Overton, NE
Overton, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,210 |
Affordability — Overton, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.9 |
| Median Home Price | $212,000 |
| Median Household Income | $96,900 |