Scottsbluff, NE—69361
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Scottsbluff, NE
As of Oct '25, the median home price in Scottsbluff, NE is $177,000, with a year-over-year change of 5.1%. This indicates that home prices in Scottsbluff, NE are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $177,000 | 5.1% |
| Single Family | $177,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $88,000 | 6.0% |
2 Bed | $133,000 | 4.7% |
3 Bed | $199,000 | 4.2% |
4 Bed | $238,000 | 3.5% |
| 5 Bed | $319,000 | 3.9% |
% of Housing Stock
Rental Trends — Scottsbluff, NE
As of July '25, Rentcast reports the average rent in Scottsbluff, NE is $927, with a year-over-year rent change of -7.0%. Per bedroom, the median rent as of July '25 in Scottsbluff, NE is 1-bedrooms: $795, 2-bedrooms: $898, 3-bedrooms: $1,070, 4-bedrooms: $1,350. The most common rental property sizes in Scottsbluff, NE are 2-bedroom and 1-bedroom, accounting for 46.8% and 18.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $927 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $665 | $795 |
| 2 Bed Rent | $875 | $898 |
| 3 Bed Rent | $1,050 | $1,070 |
| 4 Bed Rent | $1,350 | $1,350 |
% of Rental Stock
Property Listings — Scottsbluff, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Scottsbluff, NE is 74. This is a increase of 47.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $272,000 | 0.0% |
Listing Count | 63 | 0.0% |
| Listings as % of Homes | 0.5% | 0.0% |
Days on Market | 74 | 47.0% |
Demographics — Scottsbluff, NE
As of the latest ACS Survey released in 2023, Scottsbluff, NE has a population of 17,000, which has decreased by -3.6% over the past 5 years. Scottsbluff, NE is a moderately popular place for families, as children make up 24.0% of the population. The area has a moderately educated workforce, with 27.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,000 | -3.6% |
% Under 18 | 24.0% | -7.3% |
% Seniors | 20.5% | 14.5% |
% WFH | 5.6% | 180.0% |
% w/ College Degree | 27.2% | 12.9% |
As of the latest ACS Survey released in 2023, Scottsbluff, NE is a predominantly white area, with 69.3% of the population identifying as white. The white population has grown by 4.2% in the last 5 years. The second most common race or ethnicity in Scottsbluff, NE is hispanic, making up 25.5% of the population. Foreign-born residents account for 4.2% of the population in Scottsbluff, NE, and this percentage has decreased by 16.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.3% | 4.2% |
% Black | 0.8% | -27.3% |
% Hispanic | 25.5% | -10.5% |
% Asian | 1.1% | 57.1% |
% Foreign Born | 4.2% | -16.0% |
Mortgage and Risk — Scottsbluff, NE
According to HUD data as of 2023, there were 134 mortgage originations in Scottsbluff, NE, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Scottsbluff, NE. Investor activity is low, as 2.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 134 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Scottsbluff, NE
Scottsbluff, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 319 |
Total Units Section 8 | 263 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 88.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $115 | $665 | $780 |
| 2 Bedroom | $85 | $875 | $960 |
| 3 Bedroom | $300 | $1,050 | $1,350 |
| 4 Bedroom | $50 | $1,350 | $1,400 |
Affordability — Scottsbluff, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $177,000 |
| Median Household Income | $55,500 |