Cut Off, LA—70345
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cut Off, LA
Home Price Trends — Cut Off, LA
As of Oct '25, the median home price in Cut Off, LA is $134,000, with a year-over-year change of -1.5%. This indicates that home prices in Cut Off, LA are decreasing. According to Zillow, the 1-year price projection is -6.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $134,000 | -1.5% |
| Single Family | $134,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cut Off, LA
Cut Off, LA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $585 | $585 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $585 | $585 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cut Off, LA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cut Off, LA is 138. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $180,000 | -9.0% |
Listing Count | 44 | -13.0% |
| Listings as % of Homes | 0.7% | -13.0% |
Days on Market | 138 | 20.0% |
Demographics — Cut Off, LA
As of the latest ACS Survey released in 2023, Cut Off, LA has a population of 8,680, which has decreased by -10.3% over the past 5 years. Cut Off, LA is a moderately popular place for families, as children make up 24.2% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,680 | -10.3% |
% Under 18 | 24.2% | -2.0% |
% Seniors | 17.1% | 11.8% |
% WFH | 1.4% | -6.7% |
% w/ College Degree | 15.7% | 67.0% |
As of the latest ACS Survey released in 2023, Cut Off, LA is a predominantly white area, with 75.2% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Cut Off, LA is hispanic, making up 11.7% of the population. Foreign-born residents account for 5.4% of the population in Cut Off, LA, and this percentage has decreased by 29.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.2% | -0.3% |
% Black | 1.2% | -36.8% |
% Hispanic | 11.7% | -5.6% |
% Asian | 2.4% | 200.0% |
% Foreign Born | 5.4% | -29.9% |
Mortgage and Risk — Cut Off, LA
According to HUD data as of 2023, there were 97 mortgage originations in Cut Off, LA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Cut Off, LA. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 97 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Cut Off, LA
Cut Off, LA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $245 | $585 | $830 |
| 2 Bedroom | N/A | N/A | $1,030 |
| 3 Bedroom | N/A | N/A | $1,290 |
| 4 Bedroom | N/A | N/A | $1,400 |
Affordability — Cut Off, LA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $134,000 |
| Median Household Income | $59,500 |