Houma, LA70360

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$255,000
2.4% YoY Growth
Median Household Income
$82,400
24.0% 5-Year Growth
Days on Market
115
1.0% Longer than last year
Home Price Forecast
-5.6%
Median Rent
$1,450
16.7% YoY Growth
1-Bed Rent
$950
10.5% YoY Growth
2-Bed Rent
$1,380
10.5% YoY Growth
3-Bed Rent
$1,800
1.0% YoY Growth

Other Zip Codes in Houma, LA

Property Listings — Houma, LA

As of Oct '25, Realtor.com reports that the median days on market for a home in Houma, LA is 115. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$341,00010.0%
Listing Count
169-4.0%
Listings as % of Homes1.0%-4.0%
Days on Market
1151.0%
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Demographics — Houma, LA

As of the latest ACS Survey released in 2023, Houma, LA has a population of 28,800, which has decreased by -1.4% over the past 5 years. Houma, LA is a popular place for families, as children make up 25.8% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
28,800-1.4%
% Under 18
25.8%2.8%
% Seniors
16.4%14.7%
% WFH
2.4%-50.0%
% w/ College Degree
32.5%23.6%
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As of the latest ACS Survey released in 2023, Houma, LA is a predominantly white area, with 69.6% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Houma, LA is black, making up 17.5% of the population. Foreign-born residents account for 3.4% of the population in Houma, LA, and this percentage has increased by 6.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
69.6%-5.7%
% Black
17.5%16.7%
% Hispanic
5.7%54.1%
% Asian
1.8%80.0%
% Foreign Born
3.4%6.2%
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Mortgage and Risk — Houma, LA

According to HUD data as of 2023, there were 312 mortgage originations in Houma, LA, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Houma, LA. Investor activity is low, as 15.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
312
% Conventional Loans
69.0%
% Government Loans
31.0%
% Investor Loans
15.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Houma, LA

As of 2024, the percent of homes in Houma, LA under the Section 8 program is 11.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Houma, LA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
376
Total Units Section 8
315
% Rentals under Section 8
11.1%
% Occupied Section 8
81.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$70$950$1,020
2 Bedroom-$130$1,380$1,250
3 Bedroom-$290$1,800$1,510
4 Bedroom-$1,740$3,400$1,660

Affordability — Houma, LA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$255,000
Median Household Income$82,400

Houma, LA — ZIP Code Boundary Map

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Frequently Asked Questions