Houma, LA70364

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$182,000
7.5% YoY Growth
Median Household Income
$68,900
21.8% 5-Year Growth
Days on Market
93
1.0% Shorter than last year
Home Price Forecast
-7.7%
Median Rent
$1,600
17.4% YoY Growth
1-Bed Rent
$929
21.0% YoY Growth
2-Bed Rent
$1,050
3.3% YoY Growth
3-Bed Rent
$1,750
24.3% YoY Growth

Other Zip Codes in Houma, LA

Property Listings — Houma, LA

As of Oct '25, Realtor.com reports that the median days on market for a home in Houma, LA is 93. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$204,000-3.0%
Listing Count
1726.0%
Listings as % of Homes0.9%6.0%
Days on Market
93-1.0%
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Demographics — Houma, LA

As of the latest ACS Survey released in 2023, Houma, LA has a population of 29,000, which has decreased by -7.1% over the past 5 years. Houma, LA is a popular place for families, as children make up 25.7% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,000-7.1%
% Under 18
25.7%-3.4%
% Seniors
11.9%-9.8%
% WFH
4.1%105.0%
% w/ College Degree
15.7%9.0%
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As of the latest ACS Survey released in 2023, Houma, LA is a predominantly white area, with 64.7% of the population identifying as white. The white population has shrunk by 12.0% in the last 5 years. The second most common race or ethnicity in Houma, LA is black, making up 16.2% of the population. Foreign-born residents account for 2.8% of the population in Houma, LA, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.7%-12.0%
% Black
16.2%-1.2%
% Hispanic
9.5%93.9%
% Asian
1.3%30.0%
% Foreign Born
2.8%-12.5%
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Mortgage and Risk — Houma, LA

According to HUD data as of 2023, there were 438 mortgage originations in Houma, LA, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Houma, LA. Investor activity is low, as 15.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
438
% Conventional Loans
59.0%
% Government Loans
41.0%
% Investor Loans
15.0%
% Second Loans
0.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Houma, LA

As of 2024, the percent of homes in Houma, LA under the Section 8 program is 5.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Houma, LA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
183
Total Units Section 8
159
% Rentals under Section 8
5.7%
% Occupied Section 8
81.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$21$929$950
2 Bedroom$120$1,050$1,170
3 Bedroom-$340$1,750$1,410
4 Bedroom-$300$1,850$1,550

Affordability — Houma, LA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.5
Median Home Price$182,000
Median Household Income$68,900

Houma, LA — ZIP Code Boundary Map

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Frequently Asked Questions