Ragley, LA70657

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$235,000
0.1% YoY Growth
Median Household Income
$56,700
14.1% 5-Year Growth
Days on Market
66
65.0% Shorter than last year
Home Price Forecast
-4.6%
Median Rent
$1,500
6.2% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,500
6.2% YoY Growth

Property Listings — Ragley, LA

As of Oct '25, Realtor.com reports that the median days on market for a home in Ragley, LA is 66. This is a decrease of -65.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$294,000-8.0%
Listing Count
20-29.0%
Listings as % of Homes0.7%-29.0%
Days on Market
66-65.0%
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Demographics — Ragley, LA

As of the latest ACS Survey released in 2023, Ragley, LA has a population of 4,810, which has decreased by -2.5% over the past 5 years. Ragley, LA is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 15.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,810-2.5%
% Under 18
22.2%-11.9%
% Seniors
16.1%21.1%
% WFH
4.5%542.9%
% w/ College Degree
15.2%-4.4%
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As of the latest ACS Survey released in 2023, Ragley, LA is a predominantly white area, with 95.5% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Ragley, LA is black, making up 1.5% of the population. Foreign-born residents account for 0.2% of the population in Ragley, LA, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.5%0.8%
% Black
1.5%-42.3%
% Hispanic
1.5%-16.7%
% Asian
0.0%N/A
% Foreign Born
0.2%∞%
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Mortgage and Risk — Ragley, LA

According to HUD data as of 2023, there were 78 mortgage originations in Ragley, LA, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Ragley, LA. Investor activity is low, as 1.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
78
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
21.0%

Loan Activity

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Rentals and Section 8 — Ragley, LA

Ragley, LA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$800
2 BedroomN/AN/A$980
3 Bedroom-$300$1,500$1,200
4 BedroomN/AN/A$1,400

Affordability — Ragley, LA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$235,000
Median Household Income$56,700

Ragley, LA — ZIP Code Boundary Map

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Frequently Asked Questions