El Dorado, AR—71730
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — El Dorado, AR
As of Oct '25, the median home price in El Dorado, AR is $132,000, with a year-over-year change of -2.4%. This indicates that home prices in El Dorado, AR are decreasing. According to Zillow, the 1-year price projection is -3.4%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $132,000 | -2.4% |
| Single Family | $132,000 | -2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $94,000 | -3.1% |
3 Bed | $176,000 | 1.7% |
4 Bed | $297,000 | 1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — El Dorado, AR
As of July '25, Rentcast reports the average rent in El Dorado, AR is $1,050, with a year-over-year rent change of -2.8%. Per bedroom, the median rent as of July '25 in El Dorado, AR is 2-bedrooms: $917, 3-bedrooms: $1,180. The most common rental property sizes in El Dorado, AR are 3-bedroom and 2-bedroom, accounting for 41.7% and 36.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,050 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $950 | $917 |
| 3 Bed Rent | $1,300 | $1,180 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — El Dorado, AR
As of Oct '25, Realtor.com reports that the median days on market for a home in El Dorado, AR is 67. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $230,000 | 1.0% |
Listing Count | 95 | -15.0% |
| Listings as % of Homes | 0.5% | -15.0% |
Days on Market | 67 | 3.0% |
Demographics — El Dorado, AR
As of the latest ACS Survey released in 2023, El Dorado, AR has a population of 29,200, which has decreased by -5.8% over the past 5 years. El Dorado, AR is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 18.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,200 | -5.8% |
% Under 18 | 23.4% | -5.3% |
% Seniors | 19.0% | 16.6% |
% WFH | 7.1% | 545.5% |
% w/ College Degree | 18.8% | -17.9% |
As of the latest ACS Survey released in 2023, El Dorado, AR is a predominantly white area, with 58.4% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in El Dorado, AR is black, making up 32.5% of the population. Foreign-born residents account for 4.0% of the population in El Dorado, AR, and this percentage has increased by 60.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 58.4% | -2.7% |
% Black | 32.5% | -0.6% |
% Hispanic | 5.5% | 19.6% |
% Asian | 1.1% | 120.0% |
% Foreign Born | 4.0% | 60.0% |
Mortgage and Risk — El Dorado, AR
According to HUD data as of 2023, there were 329 mortgage originations in El Dorado, AR, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in El Dorado, AR. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 329 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — El Dorado, AR
El Dorado, AR lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 770 |
Total Units Section 8 | 749 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 73.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | -$50 | $950 | $900 |
| 3 Bedroom | -$160 | $1,300 | $1,140 |
| 4 Bedroom | N/A | N/A | $1,270 |
Affordability — El Dorado, AR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $132,000 |
| Median Household Income | $50,800 |