Hot Springs, AR71913

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$262,000
0.4% YoY Growth
Median Household Income
$55,400
29.1% 5-Year Growth
Days on Market
83
28.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$1,400
0.6% YoY Growth
1-Bed Rent
$950
0.9% YoY Growth
2-Bed Rent
$1,350
5.3% YoY Growth
3-Bed Rent
$1,800
2.3% YoY Growth

Other Zip Codes in Hot Springs, AR

Property Listings — Hot Springs, AR

As of Oct '25, Realtor.com reports that the median days on market for a home in Hot Springs, AR is 83. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$360,000-5.0%
Listing Count
60916.0%
Listings as % of Homes1.1%16.0%
Days on Market
8328.0%
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Demographics — Hot Springs, AR

As of the latest ACS Survey released in 2023, Hot Springs, AR has a population of 46,900, which has remained stable by -0.4% over the past 5 years. Hot Springs, AR is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 27.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
46,900-0.4%
% Under 18
20.4%-1.4%
% Seniors
23.3%6.4%
% WFH
6.0%71.4%
% w/ College Degree
27.7%42.1%
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As of the latest ACS Survey released in 2023, Hot Springs, AR is a predominantly white area, with 78.8% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Hot Springs, AR is hispanic, making up 8.0% of the population. Foreign-born residents account for 5.0% of the population in Hot Springs, AR, and this percentage has increased by 28.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.8%-3.0%
% Black
7.7%2.7%
% Hispanic
8.0%21.2%
% Asian
1.0%150.0%
% Foreign Born
5.0%28.2%
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Mortgage and Risk — Hot Springs, AR

According to HUD data as of 2023, there were 729 mortgage originations in Hot Springs, AR, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Hot Springs, AR. Investor activity is low, as 5.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
729
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
5.0%
% Second Loans
9.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Hot Springs, AR

As of 2024, the percent of homes in Hot Springs, AR under the Section 8 program is 5.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Hot Springs, AR, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
436
Total Units Section 8
398
% Rentals under Section 8
5.3%
% Occupied Section 8
81.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$140$950$810
2 Bedroom-$300$1,350$1,050
3 Bedroom-$470$1,800$1,330
4 Bedroom-$550$2,200$1,650

Affordability — Hot Springs, AR

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$262,000
Median Household Income$55,400

Hot Springs, AR — ZIP Code Boundary Map

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Frequently Asked Questions