Searcy, AR72143

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$212,000
3.5% YoY Growth
Median Household Income
$55,500
22.7% 5-Year Growth
Days on Market
55
8.0% Shorter than last year
Home Price Forecast
2.0%
Median Rent
$975
13.8% YoY Growth
1-Bed Rent
$1,040
103.8% YoY Growth
2-Bed Rent
$1,320
23.6% YoY Growth
3-Bed Rent
$1,500
9.8% YoY Growth

Other Zip Codes in Searcy, AR

Property Listings — Searcy, AR

As of Oct '25, Realtor.com reports that the median days on market for a home in Searcy, AR is 55. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$265,0002.0%
Listing Count
14715.0%
Listings as % of Homes0.4%15.0%
Days on Market
55-8.0%
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Demographics — Searcy, AR

As of the latest ACS Survey released in 2023, Searcy, AR has a population of 35,500, which has decreased by -1.3% over the past 5 years. Searcy, AR is a moderately popular place for families, as children make up 22.8% of the population. The area has a moderately educated workforce, with 27.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
35,500-1.3%
% Under 18
22.8%0.4%
% Seniors
15.6%2.0%
% WFH
3.8%-2.6%
% w/ College Degree
27.0%-8.8%
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As of the latest ACS Survey released in 2023, Searcy, AR is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Searcy, AR is black, making up 7.6% of the population. Foreign-born residents account for 2.5% of the population in Searcy, AR, and this percentage has decreased by 26.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.3%-2.9%
% Black
7.6%15.2%
% Hispanic
5.8%34.9%
% Asian
0.9%-18.2%
% Foreign Born
2.5%-26.5%
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Mortgage and Risk — Searcy, AR

According to HUD data as of 2023, there were 559 mortgage originations in Searcy, AR, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Searcy, AR. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
559
% Conventional Loans
67.0%
% Government Loans
33.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Searcy, AR

Searcy, AR lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
569
Total Units Section 8
413
% Rentals under Section 8
N/A
% Occupied Section 8
93.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$290$1,040$750
2 Bedroom-$410$1,320$910
3 Bedroom-$320$1,500$1,180
4 Bedroom-$150$1,400$1,250

Affordability — Searcy, AR

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$212,000
Median Household Income$55,500

Searcy, AR — ZIP Code Boundary Map

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Frequently Asked Questions