Rector, AR72461

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$122,000
0.5% YoY Growth
Median Household Income
$54,200
31.9% 5-Year Growth
Days on Market
126
61.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$750
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
$750
N/A
3-Bed Rent
N/A
N/A

Property Listings — Rector, AR

As of Oct '25, Realtor.com reports that the median days on market for a home in Rector, AR is 126. This is a increase of 61.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$134,00020.0%
Listing Count
2740.0%
Listings as % of Homes0.4%40.0%
Days on Market
12661.0%
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Demographics — Rector, AR

As of the latest ACS Survey released in 2023, Rector, AR has a population of 3,680, which has decreased by -5.1% over the past 5 years. Rector, AR is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 18.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,680-5.1%
% Under 18
20.6%-12.0%
% Seniors
18.5%-10.2%
% WFH
8.7%200.0%
% w/ College Degree
18.3%37.6%
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As of the latest ACS Survey released in 2023, Rector, AR is a predominantly white area, with 87.9% of the population identifying as white. The white population has shrunk by 8.4% in the last 5 years. The second most common race or ethnicity in Rector, AR is hispanic, making up 0.1% of the population. Foreign-born residents account for 0.0% of the population in Rector, AR, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.9%-8.4%
% Black
0.0%N/A
% Hispanic
0.1%-95.5%
% Asian
0.0%N/A
% Foreign Born
0.0%-100.0%
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Mortgage and Risk — Rector, AR

According to HUD data as of 2023, there were 46 mortgage originations in Rector, AR, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Rector, AR. Investor activity is low, as 0.0% of loans were by investors. 2.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
46
% Conventional Loans
57.0%
% Government Loans
43.0%
% Investor Loans
0.0%
% Second Loans
2.0%
% Cash Out Refinance
2.0%

Loan Activity

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Rentals and Section 8 — Rector, AR

Rector, AR lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
87
Total Units Section 8
10
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$670
2 Bedroom$100$750$850
3 BedroomN/AN/A$1,140
4 BedroomN/AN/A$1,190

Affordability — Rector, AR

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2
Median Home Price$122,000
Median Household Income$54,200

Rector, AR — ZIP Code Boundary Map

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Frequently Asked Questions