Eureka Springs, AR72632

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$303,000
3.1% YoY Growth
Median Household Income
$46,000
12.2% 5-Year Growth
Days on Market
100
7.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$800
8.4% YoY Growth
1-Bed Rent
$1,050
23.5% YoY Growth
2-Bed Rent
$1,050
N/A
3-Bed Rent
N/A
N/A

Property Listings — Eureka Springs, AR

As of Oct '25, Realtor.com reports that the median days on market for a home in Eureka Springs, AR is 100. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$492,000-3.0%
Listing Count
74-4.0%
Listings as % of Homes1.3%-4.0%
Days on Market
1007.0%
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Demographics — Eureka Springs, AR

As of the latest ACS Survey released in 2023, Eureka Springs, AR has a population of 4,550, which has increased by 6.5% over the past 5 years. Eureka Springs, AR is a moderately popular place for families, as children make up 16.4% of the population. The area has a moderately educated workforce, with 30.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,5506.5%
% Under 18
16.4%17.1%
% Seniors
26.5%-11.7%
% WFH
9.5%-18.8%
% w/ College Degree
30.0%3.8%
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As of the latest ACS Survey released in 2023, Eureka Springs, AR is a predominantly white area, with 86.1% of the population identifying as white. The white population has shrunk by 6.9% in the last 5 years. The second most common race or ethnicity in Eureka Springs, AR is hispanic, making up 3.4% of the population. Foreign-born residents account for 1.9% of the population in Eureka Springs, AR, and this percentage has decreased by 56.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.1%-6.9%
% Black
0.5%-61.5%
% Hispanic
3.4%17.2%
% Asian
0.7%-36.4%
% Foreign Born
1.9%-56.8%
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Mortgage and Risk — Eureka Springs, AR

According to HUD data as of 2023, there were 64 mortgage originations in Eureka Springs, AR, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Eureka Springs, AR. Investor activity is low, as 6.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
64
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
6.0%
% Second Loans
11.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Eureka Springs, AR

Eureka Springs, AR lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
73
Total Units Section 8
72
% Rentals under Section 8
15.8%
% Occupied Section 8
85.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$210$1,050$840
2 Bedroom-$40$1,050$1,010
3 BedroomN/AN/A$1,430
4 BedroomN/AN/A$1,670

Affordability — Eureka Springs, AR

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.3
Median Home Price$303,000
Median Household Income$46,000

Eureka Springs, AR — ZIP Code Boundary Map

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Frequently Asked Questions