Mountain Home, AR—72653
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mountain Home, AR
As of Oct '25, the median home price in Mountain Home, AR is $232,000, with a year-over-year change of 1.6%. This indicates that home prices in Mountain Home, AR are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $232,000 | 1.6% |
| Single Family | $232,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $187,000 | 4.5% |
3 Bed | $258,000 | 3.2% |
4 Bed | $386,000 | 2.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mountain Home, AR
As of July '25, Rentcast reports the average rent in Mountain Home, AR is $1,020, with a year-over-year rent change of -4.7%. Per bedroom, the median rent as of July '25 in Mountain Home, AR is studios: $890, 1-bedrooms: $770, 2-bedrooms: $1,040, 3-bedrooms: $1,440. The most common rental property sizes in Mountain Home, AR are 2-bedroom and 3-bedroom, accounting for 48.1% and 32.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $920 | $1,020 |
| Studio Rent | $900 | $890 |
| 1 Bed Rent | $750 | $770 |
| 2 Bed Rent | $1,050 | $1,040 |
| 3 Bed Rent | $1,600 | $1,440 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mountain Home, AR
As of Oct '25, Realtor.com reports that the median days on market for a home in Mountain Home, AR is 74. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $294,000 | 7.0% |
Listing Count | 272 | 32.0% |
| Listings as % of Homes | 1.0% | 32.0% |
Days on Market | 74 | 20.0% |
Demographics — Mountain Home, AR
As of the latest ACS Survey released in 2023, Mountain Home, AR has a population of 28,900, which has increased by 3.3% over the past 5 years. Mountain Home, AR is a moderately popular place for families, as children make up 17.0% of the population. The area has a poorly educated workforce, with 19.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,900 | 3.3% |
% Under 18 | 17.0% | 0.6% |
% Seniors | 31.6% | -2.8% |
% WFH | 7.0% | 70.7% |
% w/ College Degree | 19.3% | -3.5% |
As of the latest ACS Survey released in 2023, Mountain Home, AR is a predominantly white area, with 90.8% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Mountain Home, AR is hispanic, making up 3.2% of the population. Foreign-born residents account for 2.2% of the population in Mountain Home, AR, and this percentage has increased by 37.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.8% | -4.3% |
% Black | 0.3% | 50.0% |
% Hispanic | 3.2% | 14.3% |
% Asian | 0.6% | 200.0% |
% Foreign Born | 2.2% | 37.5% |
Mortgage and Risk — Mountain Home, AR
According to HUD data as of 2023, there were 595 mortgage originations in Mountain Home, AR, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Mountain Home, AR. Investor activity is low, as 5.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 595 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 5.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Mountain Home, AR
Mountain Home, AR lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 352 |
Total Units Section 8 | 331 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 79.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $750 | $720 |
| 2 Bedroom | -$100 | $1,050 | $950 |
| 3 Bedroom | -$370 | $1,600 | $1,230 |
| 4 Bedroom | N/A | N/A | $1,260 |
Affordability — Mountain Home, AR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $232,000 |
| Median Household Income | $48,100 |