Ozark, AR—72949
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ozark, AR
As of Oct '25, the median home price in Ozark, AR is $168,000, with a year-over-year change of -4.6%. This indicates that home prices in Ozark, AR are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $168,000 | -4.6% |
| Single Family | $168,000 | -4.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ozark, AR
Ozark, AR lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ozark, AR
As of Oct '25, Realtor.com reports that the median days on market for a home in Ozark, AR is 92. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $217,000 | 3.0% |
Listing Count | 73 | 86.0% |
| Listings as % of Homes | 1.1% | 86.0% |
Days on Market | 92 | 2.0% |
Demographics — Ozark, AR
As of the latest ACS Survey released in 2023, Ozark, AR has a population of 9,470, which has remained stable by 0.5% over the past 5 years. Ozark, AR is a moderately popular place for families, as children make up 21.6% of the population. The area has a poorly educated workforce, with 9.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,470 | 0.5% |
% Under 18 | 21.6% | -3.1% |
% Seniors | 18.7% | -5.1% |
% WFH | 1.8% | -10.0% |
% w/ College Degree | 9.5% | -20.2% |
As of the latest ACS Survey released in 2023, Ozark, AR is a predominantly white area, with 86.6% of the population identifying as white. The white population has shrunk by 6.3% in the last 5 years. The second most common race or ethnicity in Ozark, AR is hispanic, making up 2.7% of the population. Foreign-born residents account for 0.4% of the population in Ozark, AR, and this percentage has decreased by 60.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.6% | -6.3% |
% Black | 0.2% | -83.3% |
% Hispanic | 2.7% | -20.6% |
% Asian | 0.3% | -50.0% |
% Foreign Born | 0.4% | -60.0% |
Mortgage and Risk — Ozark, AR
According to HUD data as of 2023, there were 195 mortgage originations in Ozark, AR, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Ozark, AR. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 195 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Ozark, AR
Ozark, AR lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 125 |
Total Units Section 8 | 85 |
% Rentals under Section 8 | 8.4% |
% Occupied Section 8 | 83.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $660 |
| 2 Bedroom | N/A | N/A | $860 |
| 3 Bedroom | N/A | N/A | $1,080 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Ozark, AR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $168,000 |
| Median Household Income | $53,900 |