Ratliff City, OK—73481
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ratliff City, OK
As of Oct '25, the median home price in Ratliff City, OK is $147,000, with a year-over-year change of -1.5%. This indicates that home prices in Ratliff City, OK are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $147,000 | -1.5% |
| Single Family | $147,000 | -0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $171,000 | 3.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ratliff City, OK
Ratliff City, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ratliff City, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Ratliff City, OK is 84. This is a increase of 258.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $314,000 | -21.0% |
Listing Count | 2 | 67.0% |
| Listings as % of Homes | 0.2% | 67.0% |
Days on Market | 84 | 258.0% |
Demographics — Ratliff City, OK
As of the latest ACS Survey released in 2023, Ratliff City, OK has a population of 924, which has decreased by -8.5% over the past 5 years. Ratliff City, OK is a moderately popular place for families, as children make up 25.0% of the population. The area has a poorly educated workforce, with 11.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 924 | -8.5% |
% Under 18 | 25.0% | 2.9% |
% Seniors | 22.8% | 55.1% |
% WFH | 3.7% | -52.6% |
% w/ College Degree | 11.0% | -5.2% |
As of the latest ACS Survey released in 2023, Ratliff City, OK is a predominantly white area, with 80.0% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Ratliff City, OK is black, making up 3.7% of the population. Foreign-born residents account for 1.4% of the population in Ratliff City, OK, and this percentage has increased by 40.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.0% | 0.8% |
% Black | 3.7% | 0.0% |
% Hispanic | 1.8% | -41.9% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.4% | 40.0% |
Mortgage and Risk — Ratliff City, OK
According to HUD data as of 2023, there were 11 mortgage originations in Ratliff City, OK, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 100.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Ratliff City, OK. Investor activity is low, as 9.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 11 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 9.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Ratliff City, OK
Ratliff City, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,140 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Ratliff City, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $147,000 |
| Median Household Income | $50,200 |