Temple, OK—73568
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Temple, OK
As of Oct '25, the median home price in Temple, OK is $49,000, with a year-over-year change of -9.1%. This indicates that home prices in Temple, OK are decreasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $49,000 | -9.1% |
| Single Family | $49,000 | -10.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $61,000 | -9.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Temple, OK
Temple, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Temple, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Temple, OK is 135. This is a increase of 349.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $69,900 | 632.0% |
Listing Count | 2 | 100.0% |
| Listings as % of Homes | 0.3% | 100.0% |
Days on Market | 135 | 349.0% |
Demographics — Temple, OK
As of the latest ACS Survey released in 2023, Temple, OK has a population of 931, which has decreased by -12.2% over the past 5 years. Temple, OK is a less popular place for families, as children make up 12.5% of the population. The area has a poorly educated workforce, with 14.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 931 | -12.2% |
% Under 18 | 12.5% | -43.9% |
% Seniors | 30.5% | 44.5% |
% WFH | 1.5% | -68.1% |
% w/ College Degree | 14.2% | 215.6% |
As of the latest ACS Survey released in 2023, Temple, OK is a predominantly white area, with 81.1% of the population identifying as white. The white population has grown by 6.6% in the last 5 years. The second most common race or ethnicity in Temple, OK is hispanic, making up 5.3% of the population. Foreign-born residents account for 1.0% of the population in Temple, OK, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.1% | 6.6% |
% Black | 5.0% | -40.5% |
% Hispanic | 5.3% | -39.8% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.0% | ∞% |
Mortgage and Risk — Temple, OK
According to HUD data as of 2023, there were 23 mortgage originations in Temple, OK, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 93.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Temple, OK. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 4.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Temple, OK
Temple, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 30 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,100 |
| 4 Bedroom | N/A | N/A | $1,210 |
Affordability — Temple, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.6 |
| Median Home Price | $49,000 |
| Median Household Income | $33,400 |