Garber, OK—73738
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Garber, OK
As of Oct '25, the median home price in Garber, OK is $96,000, with a year-over-year change of 1.3%. This indicates that home prices in Garber, OK are increasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $96,000 | 1.3% |
| Single Family | $96,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $55,000 | -5.2% |
3 Bed | $130,000 | 3.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Garber, OK
Garber, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Garber, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Garber, OK is 55. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $120,000 | 16.0% |
Listing Count | 4 | -9.0% |
| Listings as % of Homes | 0.5% | -9.0% |
Days on Market | 55 | 25.0% |
Demographics — Garber, OK
As of the latest ACS Survey released in 2023, Garber, OK has a population of 931, which has decreased by -22.5% over the past 5 years. Garber, OK is a moderately popular place for families, as children make up 23.1% of the population. The area has a moderately educated workforce, with 27.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 931 | -22.5% |
% Under 18 | 23.1% | -18.7% |
% Seniors | 14.0% | -10.3% |
% WFH | 3.8% | -58.7% |
% w/ College Degree | 27.3% | 33.2% |
As of the latest ACS Survey released in 2023, Garber, OK is a predominantly white area, with 81.3% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Garber, OK is hispanic, making up 2.9% of the population. Foreign-born residents account for 0.9% of the population in Garber, OK, and this percentage has increased by 28.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.3% | -2.3% |
% Black | 2.1% | ∞% |
% Hispanic | 2.9% | 26.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.9% | 28.6% |
Mortgage and Risk — Garber, OK
According to HUD data as of 2023, there were 52 mortgage originations in Garber, OK, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Garber, OK. Investor activity is low, as 6.0% of loans were by investors. 2.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 2.0% |
Loan Activity
Rentals and Section 8 — Garber, OK
Garber, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | N/A | N/A | $940 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Garber, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.3 |
| Median Home Price | $96,000 |
| Median Household Income | $73,100 |